Maricopa County property record for 3916 E Covey Ln, Phoenix, AZ 85050
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,812 sqft · built 2007 |
| Lot Size | 0.21 acres (9,182 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,250,000 (Sep 2024) |
| Tax Bill | $6,642 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2018 Second Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 212-39-894 |
| Primary APN | 212-39-894 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,812 sqft Living Area |
| 1st Floor Area | 2,265 sqft |
| 2nd Floor Area | 1,547 sqft |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 9,182 sqft (0.21 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 561 sqft |
| Patio Area | 170 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3916 E COVEY LN |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85050-4992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | DESERT RIDGE SUPERBLOCK 11 PARCEL 3 MCR 862-01 |
| Legal Range | 04E |
| Legal Township | 04N |
| Legal Section | 19 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | DESERT RIDGE SUPERBLOCK 11 PARCEL 3 |
| Legal Block | 11 |
| Legal Lot Number | 175 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 615002 |
3916 E Covey Ln is owned and occupied by an individual who bought it in September 2024.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · SBA Mortgage BELL BANK |
| Feb 8, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 20, 2019 | Intrafamily Transfer, Transfer TITLE ALLIANCE PLATINUM AGCY |
| Sep 20, 2019 | Warranty Deed, Transfer · ARM ORIGIN BANK |
| Jun 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on File |
| Deed Sale | Sep 16, 2024 · Amount on File |
| Prior Sale | Nov 6, 2020 |
| Deed Document Number | 20240490620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Document Number | 0000345089 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 20230345089 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 30, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000096971 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 20180096971 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 8, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 6, 2020 |
| Property Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Document Number | 0001084362 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 1084362 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3916 E COVEY LN PHOENIX AZ 850504992, PHOENIX, AZ 85050-4992 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 20, 2019 |
| Property Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Document Number | 0000740744 |
| Map Reference | MB 862 PG 1 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 20190740744 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | TITLE ALLIANCE PLATINUM AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 20, 2019 |
| Property Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Document Number | 0000740743 |
| Map Reference | MB 862 PG 1 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 20190740743 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | TITLE ALLIANCE PLATINUM AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3916 E COVEY LN, 3916, PHOENIX, AZ 85050-4992 |
| Name | Verified Name |
|---|---|
| Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Document Number | 0000740745 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 20190740745 |
| Name | ORIGIN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 28, 2018 |
| Property Address | 3916 E COVEY LN, PHOENIX, AZ 85050-4992 |
| Document Number | 0000493514 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 493514 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3916 E COVEY LN PHOENIX AZ 850504992, PHOENIX, AZ 85050-4992 |
The 2025 property tax bill for 3916 E Covey Ln was $6,642.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,480 | $994,800 Land $198,900 Building $795,900 | |
| 2025 | $6,642.00 | ||
| 2024 | $99,480 | $994,800 Land $198,900 Building $795,900 | |
| 2023 | $6,306.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3916 E Covey Ln in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3916 E Covey Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 67% of Arizona |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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