3916 Dragonfly Trl, Odessa, FL 33556 Property Records

Pasco County property record for 3916 Dragonfly Trl, Odessa, FL 33556

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,731 sqft · built 2020
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$401,200 (Nov 2020)
Tax Bill	$9,688 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-17-0090-01200-0090`

Property Details

APN / Parcel Number

Primary APN	`20-26-17-0090-01200-0090`
Alternative APN	`41841355`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,731 sqft Living Area
Gross Area	3,431 sqft
Upper Floors Area	1,477 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	6,600 sqft (0.151 acres)
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	41841355
Street Address	3916 DRAGONFLY TRL
City	ODESSA
State	FL
Zip	33556-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STARKEY RANCH PARCEL B1 PB 80 PG 94 BLOCK 12 LOT 9
Legal Range	17E
Legal Township	26S
Legal Section	20
Legal Subdivision	STARKEY RANCH PCL B1
Legal Tract	90
Legal Block	12
Legal Lot Number	9
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1079
Census Tract	31701

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3916 DRAGONFLY TRL, ODESSA, FL 33556-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage VAST BANK NA
Dec 7, 2022	Deed of Trust, Mortgage VAST BANK NA
Nov 2, 2020	Special Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	2020184505
Deed Book / Page	10207 / 2723
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3916 DRAGONFLY TRL, ODESSA, FL 33556-2255
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 DRAGONFLY TRL, ODESSA, FL 33556-2255

Mortgage

Document Number	0107542905
Date	Jan 23, 2023
Book Page	10754/2905
Instrument	2023012190

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount Recorded
Term	238 Months
Due	Nov 1, 2042

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3916 DRAGONFLY TRL, ODESSA, FL 33556-2255
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 DRAGONFLY TRL, ODESSA, FL 33556-2255

Mortgage

Document Number	0107340936
Date	Dec 7, 2022
Book Page	10734/936
Instrument	2022256627

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2042

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 2, 2020
Property Address	3916 DRAGONFLY TRL, ODESSA, FL 33556-2255
Document Number	0102072723
Book / Page	10207 / 2723
Map Reference	MB 80 PG 94
Instrument Date	Oct 20, 2020
Instrument	2020184505
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,808.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4065 CRESCENT PARK DR, 4065, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 DRAGONFLY TRL, ODESSA, FL 33556-2255

Mortgage

Document Number	102072725
Date	Nov 2, 2020
Instrument	10207/2725

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,688.00 (+7.26%) Homeowner's exemption	$376,950 (+5.99%) Land $95,154 Building $281,796	$610,391 (+20.8%) Land $95,154 Building $515,237
2023	$9,032.00 (+6.53%) Additional exemption filed	$355,660 (+3%) Land $72,474 Building $283,186	$505,295 (+24.37%) Land $72,474 Building $432,821
2022	$8,478.00 Homeowner's exemption	$345,310 Land $60,654 Building $284,656	$406,291 Land $60,654 Building $345,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 689 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	689 in force
Nearby Flood Claims	10 (2004–2025)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Dec 2025
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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