Mecklenburg County property record for 3916 David Cox Rd, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,241 sqft · built 1980 |
| Lot Size | 0.936 acres (40,779 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,000 (May 2026) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-341-79 |
| Primary APN | 027-341-79 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,241 sqft Living Area |
| 1st Floor Area | 1,241 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,779 sqft (0.936 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3916 DAVID COX RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-8960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | SEE 2734179 |
| Legal Subdivision | NINETEEN HOBBS HILL SEC 02 |
| Legal Block | 1 |
| Legal Lot Number | 79 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 5508 |
3916 David Cox Rd is owned and occupied by an individual who bought it in May 2026.
Source: Mecklenburg County records, as of June 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3916 DAVID COX RD, CHARLOTTE, NC 28269-8960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Oct 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on File |
| Deed Sale | May 26, 2026 · Amount on File |
| Prior Sale | Oct 25, 2022 · Amount on File |
| Deed Document Number | 202655329 |
| Deed Book / Page | 40451 / 226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 26, 2026 |
| Property Address | 3916 DAVID COX RD, CHARLOTTE, NC 28269-8960 |
| Document Number | 0000055329 |
| Book / Page | 40451 / 226 |
| Instrument Date | May 26, 2026 |
| Instrument | 202655329 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,368.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3916 DAVID COX RD, CHARLOTTE, NC 28269-8960 |
| Document Number | 0000055330, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202655330 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000055331, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 40451/242 |
| Instrument | 202655331 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 25, 2022 |
| Property Address | 3916 DAVID COX RD, CHARLOTTE, NC 28269-8960 |
| Document Number | 0000146605 |
| Book / Page | 37731 / 894 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022146605 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1813 N COVE CT, NORTH MYRTLE BEACH, SC 29582-6406 |
| Name | Verified Name |
|---|---|
| Address | 3916 DAVID COX RD, CHARLOTTE, NC 28269-8960 |
| Document Number | 0000146606 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022146606 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 3916 David Cox Rd was $2,278.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278.00 | $274,400 Land $97,400 Building $177,000 | $274,400 Land $97,400 Building $177,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3916 David Cox Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3916 David Cox Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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