Hillsborough County property record for 3916 Cedar Cay Cir, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,296 sqft · built 1990 |
| Lot Size | 0.392 acres (17,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (May 2026) |
| Tax Bill | $8,933 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087519-0378 |
| Primary APN | 087519-0378 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 3,474 sqft |
| 1st Floor Area | 2,296 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,066 sqft (0.392 acres) |
| Lot Dimensions | 175 ft deep x 85 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0875190378 |
|---|---|
| Street Address | 3916 CEDAR CAY CIR |
| City | VALRICO |
| State | FL |
| Zip | 33596-8222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER HILLS COUNTRY CLUB PHASE I LOT 13 BLOCK 6 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 09 |
| Legal Subdivision | RIVER HILLS COUNTRY CLUB PHASE I |
| Legal Phase | I |
| Legal Tract | 36U |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13208 |
3916 Cedar Cay Cir is owned and occupied by two individuals who bought it in May 2026.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Apr 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage ASSET MUTUAL MORTGAGE INC |
| Apr 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage ASSET MUTUAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Apr 1, 2021 · Amount on File |
| Deed Document Number | 2026179237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 0000388846 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022388846 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 8, 2026 |
| Property Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 0000179237 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.179237 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349,965.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 0000179238, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026.179238 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 2021162089 |
| Map Reference | MB 67 PG 7 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021162089 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15829 STABLE RUN DR, 15829, SPRING HILL, FL 34610-3393 |
| Name | Verified Name |
|---|---|
| Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 2021162090 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021162090 |
| Name | ASSET MUTUAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 0000162089 |
| Map Reference | MB 67 PG 7 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021162089 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15829 STABLE RUN DR, SPRING HILL, FL 34610-3393 |
| Name | Verified Name |
|---|---|
| Address | 3916 CEDAR CAY CIR, VALRICO, FL 33596-8222 |
| Document Number | 0000162090 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021162090 |
| Name | ASSET MUTUAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 3916 Cedar Cay Cir was $8,933, up 5.1% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,613 (+1.4%) Land $174,930 Building $285,683 | $460,613 (+1.4%) Land $174,930 Building $285,683 | |
| 2025 | $8,933.00 (+5.12%) | $454,246 Land $174,930 Building $279,316 | $454,246 Land $174,930 Building $279,316 |
| 2024 | $8,498.00 (+5.08%) | ||
| 2023 | $8,087.00 (-0.82%) | $432,311 (-1.42%) Land $157,437 Building $274,874 | $432,311 (-1.42%) Land $157,437 Building $274,874 |
| 2022 | $8,154.00 | $438,538 Land $157,437 Building $281,101 | $438,538 Land $157,437 Building $281,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3916 Cedar Cay Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3916 Cedar Cay Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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