3915 Webster St, Oakland, CA 94609 Property Records

Alameda County property record for 3915 Webster St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1898
Lot Size	0.127 acres (5,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,525,000 (Aug 2021)
Tax Bill	$19,854 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-973-10`

Property Details

APN / Parcel Number

Primary APN	`12-973-10`
Alternative APN	`012-0973-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,510 sqft (0.127 acres)
Lot Dimensions	145 ft deep x 37 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3915 WEBSTER ST
City	OAKLAND
State	CA
Zip	94609-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: AR: 0012 PAGE: 0973
Legal Subdivision	TELEGRAPH AVE
Legal Block	C
Legal Lot Number	22&21
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2007
Census Tract	401100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3915 WEBSTER ST, OAKLAND, CA 94609-2725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage JACO CONSULTING INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 23, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Nov 3, 2015 · Amount on Record
Deed Document Number	2021287754
Prior Transfer Date	Mar 16, 2020
Prior Transfer Doc	0000066994
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 24, 2021
Property Address	3915 WEBSTER ST, OAKLAND, CA 94609-2725
Document Number	0000287754
Map Reference	MB 9 PG 71
Instrument Date	Aug 9, 2021
Instrument	2021287754
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,552.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3915 WEBSTER ST, OAKLAND, CA 94609-2725

Mortgage

Document Number	0000287755
Date	Aug 24, 2021
Instrument	2021287755

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3915 WEBSTER ST, OAKLAND, CA 94609-2725
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191836
Date	May 21, 2021
Instrument	2021191836

Lender

Name	JACO CONSULTING INC
Type	Non-Lending Institution
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3915 WEBSTER ST, OAKLAND, CA 94609-2725
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 WEBSTER ST, OAKLAND, CA 94609-2725

Mortgage

Document Number	0000344022
Date	Dec 9, 2020
Instrument	2020344022

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 23, 2020
Property Address	3915 WEBSTER ST, OAKLAND, CA 94609-2725
Document Number	0000066994
Instrument Date	Mar 16, 2020
Instrument	66994
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3915 WEBSTER ST OAKLAND CA 946092725, OAKLAND, CA 94609-2725

Mortgage

Document Number	66995
Date	Mar 23, 2020
Instrument	66995

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,293,000 (-7.64%) Land $390,000 Building $910,000
2025	$19,854.00 (+1.17%) Homeowner's exemption	$1,400,000 (-1%) Land $420,000 Building $980,000
2023	$19,625.00 Homeowner's exemption	$1,555,500 Land $466,650 Building $1,088,850	$1,485,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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