3915 W Austin St, Duluth, MN 55803 Property Records

St. Louis County property record for 3915 W Austin St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 734 sqft · built 1935
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$95,500 (Jan 2009)
Tax Bill	$1,404 (2026)
Deeds & Mortgages	Oct 2026 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0100-00735`

Property Details

APN / Parcel Number

Primary APN	`520-0100-00735`
Alternative APNs	`1185491` `878662`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	734 sqft Gross Area
1st Floor Area	590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,000 sqft (0.229 acres)
Garage Area	240 sqft
Deck Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1185491
Street Address	3915 W AUSTIN ST
City	DULUTH
State	MN
Zip	55803-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	W 50 FT OF E 150 FT OF LOTS 17 AND 18 SERIAL #
Legal Subdivision	GLENWOOD PARK
Legal Block	5
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	3
Census Block	3027
Census Tract	100

Owner

3915 W Austin St is owned and occupied by two individuals who acquired it in July 2025.

Source: St. Louis County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3915 W AUSTIN ST, DULUTH, MN 55803-1766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
May 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2009 · Amount on File
Deed Sale	Jan 20, 2009 · Amount on File
Deed Document Number	2009863539
Last Transfer Date	Jul 28, 2025
Transfer Doc	0001092434
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Oct 2, 2026
Property Address	3915 W AUSTIN ST, DULUTH, MN 55803-1766
Document Number	0001106638
Instrument Date	Sep 18, 2026
Instrument	20261106638
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 W AUSTIN ST, DULUTH, MN 55803-1766

Mortgage

Document Number	0001106638,
Date	Oct 2, 2026
Instrument	20261106638

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3915 W AUSTIN ST, DULUTH, MN 55803-1766
Document Number	000T997681
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 W AUSTIN ST DULUTH MN 558031766, DULUTH, MN 55803-1766

Mortgage

Document Number	000T997681
Date	May 7, 2018
Instrument	T997681

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 6, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 3915 W Austin St was $1,404 with a homeowner's exemption, up 3.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,404.00 (+3.85%) Homeowner's exemption
2025	$1,352.00 (-2.03%) Homeowner's exemption	$134,900 (+0.15%) Land $31,600 Building $103,300	$134,900 (+0.15%) Land $31,600 Building $103,300
2024	$1,380.00	$134,700 Land $31,400 Building $103,300	$134,700 Land $31,400 Building $103,300
2022		$116,300 Land $30,200 Building $86,100	$116,300 Land $30,200 Building $86,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3915 W Austin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3915 W Austin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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