3915 Stope Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 3915 Stope Dr, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,818 sqft · built 1988
Lot Size	2.01 acres (87,555 sqft)
Owner	2 Company Names on Record
Last Sale	$649,000 (May 2024)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-232-015-000`

Property Details

APN / Parcel Number

Primary APN	`085-232-015-000`
Alternative APN	`0852321510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood
Lot Area	87,555 sqft (2.01 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,818 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0852321510
Street Address	3915 STOPE DR
City	PLACERVILLE
State	CA
Zip	95667-8332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	L 384 SWANS CNTRY 6
Legal Subdivision	SWANS CNTRY 6
Legal Lot Number	384
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3018
Census Tract	30603

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	3915 STOPE DR, PLACERVILLE, CA 95667-8332
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 12, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 27, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Sep 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	May 16, 2024 · Amount on Record
Deed Document Number	0000013652
Last Transfer Date	Jun 18, 2024
Transfer Doc	0000016633
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Jul 24, 2026
Property Address	3915 STOPE DR, PLACERVILLE, CA 95667-8332
Document Number	0000024256
Instrument Date	Jul 10, 2026
Instrument	202624256
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3915 STOPE DR, PLACERVILLE, CA 95667-8332
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024256,
Date	Jul 24, 2026
Instrument	202624256

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 12, 2022
Property Address	3915 STOPE DR, PLACERVILLE, CA 95667-8332
Document Number	0000016847
Map Reference	MB F PG 17
Instrument Date	Dec 31, 2020
Instrument	2022-0016847
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 825, EL DORADO, CA 95623-0825

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 27, 2020
Property Address	3915 STOPE DR, PLACERVILLE, CA 95667-8332
Document Number	0000045213
Instrument Date	Aug 18, 2020
Instrument	45213
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$452.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3915 STOPE DR PLACERVILLE CA 956678332, PLACERVILLE, CA 95667-8332

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 26, 2019
Property Address	3915 STOPE DR, PLACERVILLE, CA 95667-8332
Document Number	0000040470
Instrument Date	Sep 25, 2019
Instrument	40470
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3915 STOPE DR PLACERVILLE CA 956678332, PLACERVILLE, CA 95667-8332

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,555.00 (-25.49%) Disabled Person's exemption Veteran's exemption	$489,557 (+14.49%) Land $138,833 Building $350,724
2023	$4,771.00 (+1.38%)	$427,604 Land $127,969 Building $299,635
2022	$4,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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