3915 Spruell Ct, Kensington, MD 20895 Property Records

Montgomery County property record for 3915 Spruell Ct, Kensington, MD 20895

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,599 sqft · built 1958
Lot Size	0.153 acres (6,675 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jul 2007)
Tax Bill	$6,486 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01263452`

Property Details

APN / Parcel Number

Primary APN	`13-01263452`
Alternative APN	`01263452`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,599 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	533 sqft
Finished Basement	533 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,675 sqft (0.153 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01263452
Street Address	3915 SPRUELL CT
City	KENSINGTON
State	MD
Zip	20895-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	ROCK CREEK PALISADES SEC 13
Legal Subdivision	ROCK CREEK PALISADES
Legal Block	Q
Legal Lot Number	23
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	703502

Owner

3915 Spruell Ct is owned by two individuals who bought it in July 2007.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2532 N 4TH ST, FLAGSTAFF, AZ 86004-3712
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Nov 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCAP LNDG
Feb 16, 2018	Deed of Trust, Mortgage · VA Mortgage INTERCAP LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2007 · Amount on File
Deed Sale	Jul 19, 2007 · Amount on File
Prior Sale	Dec 29, 1998 · Amount on File
Deed Document Number	200781502
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 14, 2026
Property Address	3915 SPRUELL CT, KENSINGTON, MD 20895-1338
Document Number	7071000098
Book / Page	70719 / 98
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	220 TITLE, 20/20 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	9635 SHADOW TRL, FLAGSTAFF, AZ 86004-8620

Mortgage

Document Number	7071000098,
Date	Jul 14, 2026
Book Page	70719/98

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3915 SPRUELL CT, KENSINGTON, MD 20895-1338
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2026, FLINT, MI 48501-2026

Mortgage

Document Number	0675200074
Date	Nov 3, 2023
Book Page	67520/74

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3915 SPRUELL CT, KENSINGTON, MD 20895-1338
Document Number	0594840212
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3915 SPRUELL CT KENSINGTON MD 208951338, KENSINGTON, MD 20895-1338

Mortgage

Document Number	0594840212
Date	May 5, 2020
Book Page	059484/000212

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3915 SPRUELL CT, KENSINGTON, MD 20895-1338
Document Number	0557530001
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3915 SPRUELL CT KENSINGTON MD 208951338, KENSINGTON, MD 20895-1338

Mortgage

Document Number	0557530001
Date	Mar 12, 2018
Book Page	055753/000001

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3915 Spruell Ct was $6,486.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,900 (+3.76%)	$529,400 (-) Land $236,700 Building $292,700
2025	$6,486.00	$492,400	$529,400 Land $236,700 Building $292,700
2023		$458,333	$473,900 Land $236,700 Building $237,200
2022	$5,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3915 Spruell Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3915 Spruell Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Spruell Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures