3915 Ryan Dr SW, Decatur, AL 35603 Property Records

Morgan County property record for 3915 Ryan Dr SW, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,581 sqft · built 2002
Lot Size	0.19 acres (8,285 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Jul 2013)
Tax Bill	$504 (2025)
Deeds & Mortgages	Jul 2013 Sale & Mortgage Apr 2013 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-03-08-0-000-076.000`

Property Details

APN / Parcel Number

Primary APN	`12-03-08-0-000-076.000`
Alternative APNs	`152445` `58768`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,285 sqft (0.19 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	152445
Street Address	3915 STEVE PERKINS DR SW
City	DECATUR
State	AL
Zip	35603-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39, VALLEY PARK SUBDIVISION ADD #1, MB. 10, PG. 58, SECTION 8, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	08
Legal Subdivision	VALLEY PARK S/D #1
Legal Lot Number	39
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3036
Census Tract	5109

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3915 STEVE PERKINS DR SW, DECATUR, AL 35603-4849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2013	Special Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE OF AMERICA INC
Apr 16, 2013	Special Warranty Deed, Foreclosure
Mar 5, 2013	Foreclosure
Aug 5, 2011	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2013 · Amount on Record
Deed Sale	Jul 12, 2013 · Amount on Record
Prior Sale	Mar 5, 2013 · Amount on Record
Deed Book / Page	2013 / 5431
Record Updated	Sep 20, 2026

July 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 12, 2013
Property Address	3915 STEVE PERKINS DR SW, DECATUR, AL 35603-4849
Document Number	2013/05431
Book / Page	2013 / 05431
Map Reference	MB10 PG58
Instrument Date	Jun 18, 2013
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	FIVE POINTS PLAZA 40 MARIETTA STREET NW, ATLANTA, GA 30303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 RYAN DR SW, DECATUR, AL 35603-4858

Mortgage

Document Number	2013/27257
Date	Jul 12, 2013
Book Page	2013/27257

Lender

Name	HOME MORTGAGE OF AMERICA INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2043

April 2013: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 16, 2013
Property Address	3915 STEVE PERKINS DR SW, DECATUR, AL 35603-4849
Document Number	2013/03054
Book / Page	2013 / 03054
Map Reference	MB10 PG58
Instrument Date	Mar 12, 2013
Transaction Type	Foreclosure
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812
Mail Care Of	ATLANTA HOMEOWNERSHIP CENTER
Investor	Possibly a Property Investor

March 2013: Foreclosure

Document Type	Foreclosure
Jurisdiction	MORGAN AL
Recording Date	Mar 5, 2013
Property Address	3915 STEVE PERKINS DR SW, DECATUR, AL 35603-4849
Document Number	2013/01694
Book / Page	2013 / 01694
Map Reference	MB10 PG58
Instrument Date	Feb 26, 2013
Transaction Type	Foreclosure
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3915 RYAN DR SW, DECATUR, AL 35603-4858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

August 2011: Foreclosure

Document Type	Foreclosure
Jurisdiction	MORGAN AL
Recording Date	Aug 5, 2011
Property Address	3915 STEVE PERKINS DR SW, DECATUR, AL 35603-4849
Document Number	2011/04229
Book / Page	2011 / 04229
Map Reference	MB10 PG58
Instrument Date	Jul 27, 2011
Transaction Type	Foreclosure
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2155, ROCKY MOUNT, NC 27802-2155

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$504.00 (-1.18%)	$12,180 (-1.14%) Land $1,700 Building $10,480	$121,800 (-1.14%) Land $17,000 Building $104,800
2024		$12,320 (-1.04%) Land $1,700 Building $10,620	$123,200 (-1.04%) Land $17,000 Building $106,200
2023	$510.00 (-2.49%) Homeowner's exemption	$12,450 (-1.11%) Land $1,700 Building $10,750	$124,500 (-1.11%) Land $17,000 Building $107,500
2022	$523.00 Homeowner's exemption	$12,590 Land $1,700 Building $10,890	$125,900 Land $17,000 Building $108,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3915 Ryan Dr SW, Decatur, AL 35603 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2013: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2013: Special Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2013: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2011: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ryan Dr SW

Nearby Streets

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