3915 Ross Rd, Memphis, TN 38115 Property Records

Shelby County property record for 3915 Ross Rd, Memphis, TN 38115

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 1979
Lot Size0.201 acres (8,750 sqft)
OwnerCompany Name on File
Last Sale$157,500 (Feb 2022)
Tax Bill$1,014 (2025)
Deeds & MortgagesFeb 2022 Sale
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-3510-P0-0042

Property Details

APN / Parcel Number

Primary APN09-3510-P0-0042
Alternative APN
  • D0241J P00042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
1st Floor Area1,441 sqft
Utility Area36 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,750 sqft (0.201 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeDetached
Garage Area720 sqft
PorchOpen Porch
Porch Area24 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3915 ROSS RD
CityMEMPHIS
StateTN
Zip38115-5235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionWS ROSS RD
Legal SubdivisionBIRCH RUN VILLAGE
Legal Lot Number42
JurisdictionSHELBY TN
Township / Civil Division11
Census Block Group2
Census Block2000
Census Tract21746

Owner

3915 Ross Rd is owned by a company that bought it in February 2022.

Source: Shelby County records, as of June 2, 2026

Owner of RecordCompany Name on File
Mailing Address32 MERCER ST, 4, NEW YORK, NY 10013-5347
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Warranty Deed, Transfer
SUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC
Aug 13, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CRESTCORE FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2022 · Amount on File
Deed SaleFeb 22, 2022 · Amount on File
Prior SaleAug 13, 2021 · Amount on File
Deed Document Number202220601
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateFeb 22, 2022
Property Address3915 ROSS RD, MEMPHIS, TN 38115-5235
Document Number0022020601
Map ReferenceMB 69 PG 55
Instrument DateFeb 16, 2022
Instrument22020601
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanySUMMIT TITLE AND ESCROW LLC, SUMMIT TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Tax$582.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 MERCER ST # 4TH, NEW YORK, NY 10013-2518
InvestorPossibly a Property Investor

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 13, 2021
Property Address3915 ROSS RD, MEMPHIS, TN 38115-5235
Document Number0021100654
Map ReferenceMB 69 PG 55
Instrument DateAug 10, 2021
Instrument21100654
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyLOYAL TITLE, LOCAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$399.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2239 HOWARD RD, GERMANTOWN, TN 38138-4710

Mortgage

Document Number0021100655
DateAug 13, 2021
Instrument21100655
Lender
NameCRESTCORE FINANCIAL LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term6 Months
DueFeb 10, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 3915 Ross Rd was $1,014, up 1.6% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,014.00 (+1.6%)$37,725 Land $4,875 Building $32,850$150,900 Land $19,500 Building $131,400
2024$998.00
2023$29,450 Land $4,250 Building $25,200
2022$1,793.00
2021$117,800 Land $17,000 Building $100,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3915 Ross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3915 Ross Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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