3915 Ribble Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3915 Ribble Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 1975
Lot Size	10.2 acres (448,232 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Sep 2026)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-011-008-00`

Property Details

APN / Parcel Number

Primary APN	`015-011-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Lot Area	448,232 sqft (10.2 acres)
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3915 RIBBLE RD
City	METAMORA
State	MI
Zip	48455-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 11, T6N R10E. COM N 89 DEG 30' W 1302.5 FT & N 02 DEG 04' 30 W 683.04 FT FROM SE COR OF SEC, TH N 02 DEG 04' 30 W 342 FT,
Legal Range	10E
Legal Township	06N
Legal Section	11
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	1
Census Block	1027
Census Tract	341500

Owner

3915 Ribble Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1720 LAKEWOOD CIR, LAPEER, MI 48446-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Jun 1, 1993 · Amount on File
Deed Book / Page	3542 / 789
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 9, 2026
Property Address	3915 RIBBLE RD, METAMORA, MI 48455-9310
Document Number	3542000789
Book / Page	3542 / 789
Instrument Date	Aug 28, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 LAKEWOOD CIR, LAPEER, MI 48446-3228

Mortgage

Document Number	3542000792,
Date	Sep 9, 2026
Book Page	3542/792

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3915 Ribble Rd was $3,596 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Dryden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,700 (+9.34%)	$503,400 (+9.34%)
2025	$3,596.00 Homeowner's exemption	$230,200	$460,400
2023		$205,300	$410,600
2022	$3,053.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3915 Ribble Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3915 Ribble Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ribble Rd

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