McCracken County property record for 3915 Pines Rd, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,611 sqft · built 1964 |
| Lot Size | 0.06 acres (2,611 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $674 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-23-04-015 |
| Primary APN | 095-23-04-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,611 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,611 sqft (0.06 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 31475 |
|---|---|
| Street Address | 3915 PINES RD |
| City | PADUCAH |
| State | KY |
| Zip | 42001-4659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-40-20 110X176X100X178 3915 PINES RD |
| Legal Subdivision | COUNTRY CLUB TERRACE SUBDIVISION |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 30800 |
3915 Pines Rd is owned and occupied by an individual.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3915 PINES RD, PADUCAH, KY 42001-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jun 8, 2026 |
| Property Address | 3915 PINES RD, PADUCAH, KY 42001-4659 |
| Document Number | 0000848475 |
| Book / Page | 1883 / 452 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026848475 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8675 OLD MADISONVILLE RD, HOPKINSVILLE, KY 42240-8837 |
| Investor | Possibly a Property Investor |
| Document Number | 0000848475, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 1883/452 |
| Instrument | 2026848475 |
| Name | UNITED SOUTHERN BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 5, 2027 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3915 Pines Rd was $674 with a homeowner's exemption.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | Paducah Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,500 (-) | $237,500 (-) | |
| 2025 | $674.00 Homeowner's exemption | $237,500 | $237,500 |
| 2023 | $2,819.00 (-4.08%) Homeowner's exemption | $237,500 (+20.56%) | $237,500 (+20.56%) |
| 2022 | $2,939.00 Homeowner's exemption | $197,000 | $197,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3915 Pines Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3915 Pines Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| PPS Fibernet Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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