3915 N Clarey St, Eugene, OR 97402 Property Records

Lane County property record for 3915 N Clarey St, Eugene, OR 97402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 1980
Lot Size	0.153 acres (6,673 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2022)
Tax Bill	$3,056 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-04-15-31-04600-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-15-31-04600-000`
Alternative APNs	`1704153104600` `1225745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,673 sqft (0.153 acres)
Lot Dimensions	80 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	1225745
Street Address	3915 N CLAREY ST
City	EUGENE
State	OR
Zip	97402-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	TL 04600
Legal Range	04
Legal Township	17
Legal Section	15
Legal Subdivision	CLAREY PLAT
Legal Lot Number	4600
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4014
Census Tract	2600

Owner

3915 N Clarey St is owned and occupied by two individuals who bought it in November 2022.

Source: Lane County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3915 N CLAREY ST, EUGENE, OR 97402-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	May 24, 2016 · Amount on File
Deed Document Number	202246194
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 10, 2022
Property Address	3915 N CLAREY ST, EUGENE, OR 97402-9708
Document Number	0000046194
Map Reference	FILE 72 SL 168&169
Instrument Date	Nov 9, 2022
Instrument	2022-046194
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	EVERGREEN LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3915 N CLAREY ST, EUGENE, OR 97402-9708

Mortgage

Document Number	0000046195
Date	Nov 10, 2022
Instrument	2022-046195

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3915 N CLAREY ST, EUGENE, OR 97402-9708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026404
Date	Jul 1, 2019
Instrument	2019-026404

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,056.00 (+5.67%)	$175,746 (+6.09%)	$365,850 (+2.32%) Land $73,059 Building $292,791
2023	$2,892.00 (+4.29%)	$165,659 (+3%)	$357,564 (+3.08%) Land $62,713 Building $294,851
2022	$2,773.00	$160,834	$346,868 Land $73,059 Building $273,809

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3915 N Clarey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3915 N Clarey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications, T-Mobile.

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