Seneca County and Fayette Town property record for 3915 Macdougall Rd, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,805 sqft · built 1880 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Aug 2007) |
| Tax Bill | $2,836 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| APN | 452289 24-1-03.2 |
| Primary APN | 452289 24-1-03.2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,805 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| 2nd Floor Area | 1,089 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 117,612 sqft (2.7 acres) |
| Porch | Slab |
| Porch Area | 469 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3915 MACDOUGALL RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-8757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 375/596-MB98-183 |
| Legal Block | 1 |
| Legal Lot Number | 3.002 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950700 |
3915 Macdougall Rd is owned and occupied by two individuals who bought it in August 2007.
Source: Seneca County and Fayette Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3915 MACDOUGALL RD, WATERLOO, NY 13165-8757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2007 · Amount on File |
| Deed Sale | Aug 23, 2007 · Amount on File |
| Prior Sale | Jul 15, 1998 · Amount on File |
| Deed Book / Page | 755 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 3915 MACDOUGALL RD, WATERLOO, NY 13165-8757 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0000001621/0000000133 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 0000001621/0000000133 |
| Instrument | 201700034902 |
| Name | WEAVERLAND FINANCIAL AID OF NEW YORK |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 3915 Macdougall Rd was $2,836 with a homeowner's exemption, up 16% from the year before.
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,836.00 (+15.99%) Homeowner's exemption | ||
| 2025 | $2,445.00 | $92,000 Land $25,100 Building $66,900 | $161,400 Land $44,034 Building $117,366 |
| 2023 | $92,000 Land $25,100 Building $66,900 | $127,778 Land $34,861 Building $92,917 | |
| 2019 | $746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3915 Macdougall Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3915 Macdougall Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
5G (outdoors only) and 4G LTE
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