Calvert County property record for 3915 Lyons Creek Rd, Dunkirk, MD 20754 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,288 sqft Total Area |
| Lot Size | 53,143 sqft (1.22 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2020) |
| Tax Bill | $5,311.00 (2025) |
| Primary APN | 03-139794 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,288 sqft Total Area |
| Basement Area | 1,152 sqft Basement |
| Finished Basement | 1,152 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 53,143 sqft (1.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 462 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 139794 |
|---|---|
| Street Address | 3915 LYONS CREEK RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9205 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 2R LYONS OVERLOOK |
| Legal Subdivision | LYONS OVERLOOK |
| Legal Lot Number | 2R |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 860103 |
Source: Calvert County records · APN 03-139794
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3915 LYONS CREEK RD, DUNKIRK, MD 20754-9205 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jun 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 20, 2020 | Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on Record |
| Deed Sale | Apr 20, 2020 · Amount on Record |
| Prior Sale | Jun 10, 2009 |
| Deed Book / Page | 5571 / 38 |
| Last Transfer Date | Sep 30, 2024 |
| Transfer Doc | 0066330184 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3915 LYONS CREEK RD, DUNKIRK, MD 20754-9205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0052080499 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 5208/499 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3915 LYONS CREEK RD, DUNKIRK, MD 20754-9205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061080278 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 6108/278 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 20, 2020 |
| Property Address | 3915 LYONS CREEK RD, DUNKIRK, MD 20754-9205 |
| Document Number | 0055710038 |
| Book / Page | 5571 / 38 |
| Map Reference | MB KPS 1223 FO 562 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3915 LYONS CREEK RD, DUNKIRK, MD 20754-9205 |
| Document Number | 0005571046 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 5571/046 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $719,367 (+2.28%) | $751,500 (+6.85%) Land $161,700 Building $589,800 | |
| 2025 | $5,311.00 (-13.12%) Homeowner's exemption | $703,300 (+19%) Land $161,700 Building $541,600 | $703,300 (-) Land $161,700 Building $541,600 |
| 2023 | $6,113.00 Homeowner's exemption | $591,033 | $703,300 Land $161,700 Building $541,600 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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