McLennan County property record for 3915 Hubby Ave, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,089 sqft · built 1949 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,700 (Oct 2016) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-038200-003700-1 |
| Primary APN | 48-038200-003700-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,089 sqft Living Area |
| 1st Floor Area | 2,089 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Patio Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3915 HUBBY AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | SOUTH OVERLOOK LOT 4 BLOCK C ACRES .2583 |
| Legal Subdivision | SOUTH OVERLOOK |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 2498 |
3915 Hubby Ave is owned and occupied by two individuals who bought it in October 2016.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3915 HUBBY AVE, WACO, TX 76710-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on File |
| Deed Sale | Oct 28, 2016 · Amount on File |
| Prior Sale | Dec 29, 2015 · Amount on File |
| Deed Document Number | 201635816 |
| Prior Transfer Date | Oct 21, 2016 |
| Prior Transfer Doc | 0000035816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3915 HUBBY AVE, WACO, TX 76710-5203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018106 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 2020018106 |
| Name | DEW DAY FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $280,654 (-5.78%) Land $28,237 Building $252,417 | $280,654 (-6.64%) Land $28,237 Building $252,417 |
| 2025 | $297,865 Land $25,650 Building $274,960 | $300,610 Land $25,650 Building $274,960 |
| 2023 | $292,990 Land $25,650 Building $267,340 | $292,990 Land $25,650 Building $267,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3915 Hubby Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3915 Hubby Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Central Link Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures