3915 Gilmore Rd, Everson, WA 98247 Property Records

Whatcom County property record for 3915 Gilmore Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 448 sqft · built 2014
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Sep 2025)
Tax Bill	$5,238 (2025)
Deeds & Mortgages	Jan 2025 Second Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`540549`

Property Details

APN / Parcel Number

Primary APN	`540549`
Alternative APNs	`390403 226357 0000` `105999` `610085`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	448 sqft Living Area
1st Floor Area	790 sqft
2nd Floor Area	474 sqft

Exterior

Year Built	Built 2014
Architectural Style	Mobile Home
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	2 Parking Spaces
Deck Area	568 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	540549
Street Address	3915 GILMORE RD
City	EVERSON
State	WA
Zip	98247-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	TR IN SE NW DAF-BEAP ON E LI OF SE NW 660 FT N OF SE COR OF SE NW-TH W 660 FT-TH N PAR WI E LI OF SD SUBDIV 330 FT-TH E PAR W
Legal Range	04
Legal Township	39
Legal Section	03
Legal Subdivision	N PAR WI E LI OF SD SUBDIV
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1001
Census Tract	10201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3915 GILMORE RD, EVERSON, WA 98247-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Dec 24, 2018	Deed of Trust, Mortgage AMERISAVE MTG
Apr 19, 2017	Quit Claim Deed, Mortgage · Conventional with PMI AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Apr 19, 2017
Deed Document Number	2025-0901513
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3915 GILMORE RD, EVERSON, WA 98247-9448
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	UNKNOWN, AMROCK LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100894
Date	Jan 15, 2025
Instrument	2025-0100894

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 18, 2025
Property Address	3915 GILMORE RD, EVERSON, WA 98247-9448
Document Number	0000901513
Instrument Date	Sep 16, 2025
Instrument	2025-0901513
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 GILMORE RD, EVERSON, WA 98247-9448

Mortgage

Document Number	0000901514
Date	Sep 18, 2025
Instrument	2025-0901514

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3915 GILMORE RD, EVERSON, WA 98247-9448
Document Number	2200900598
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	SOLIDIFI TITLE AGENCY LLC, SOLIDIFI TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3915 GILMORE RD EVERSON WA 982479448, EVERSON, WA 98247-9448

Mortgage

Document Number	2200900598
Date	Sep 4, 2020
Instrument	900598

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3915 GILMORE RD, EVERSON, WA 98247-9448
Document Number	2181202365
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 GILMORE RD EVERSON WA 982479448, EVERSON, WA 98247-9448

Mortgage

Document Number	2181202365
Date	Dec 27, 2018
Instrument	1202365

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, CA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 19, 2017
Property Address	3915 GILMORE RD, EVERSON, WA 98247-9448
Document Number	2170401847
Instrument Date	Feb 7, 2017
Instrument	401847
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	SOUTHWEST FINANCIAL

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3915 GILMORE RD EVERSON WA 982479448, EVERSON, WA 98247-9448

Mortgage

Document Number	2170401848
Date	Apr 19, 2017
Instrument	401848

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,238.00 (-6.01%)	$565,958 (-6.01%) Land $264,839 Building $301,119	$565,958 (-6.01%) Land $264,839 Building $301,119
2024	$5,573.00 (+23.3%)	$602,144 (+11%) Land $359,788 Building $242,356	$602,144 (+11%) Land $359,788 Building $242,356
2022		$542,480 Land $324,138 Building $218,342	$542,480 Land $324,138 Building $218,342
2021	$4,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	9 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area	75 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Astound Broadband, Verizon.

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