3915 Garrett Rd, Durham, NC 27707 Property Records

Durham County property record for 3915 Garrett Rd, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1971
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Aug 2004)
Tax Bill	$4,030 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0800-77-0066`

Property Details

APN / Parcel Number

Primary APN	`0800-77-0066`
Alternative APNs	`0800-77-00-6675` `080002770069` `139234`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Heated Area
1st Floor Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	234 ft deep x 110 ft wide
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3915 GARRETT RD
City	DURHAM
State	NC
Zip	27707-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	PROP-ROBB JOSEPH A INC/BL K:B/LT#26 PL:000047-000039
Legal Subdivision	PROP-ROBB JOSEPH A INC
Legal Block	B
Legal Lot Number	26
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1011
Census Tract	2029

Owner

3915 Garrett Rd is owned and occupied by two individuals who bought it in August 2004.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3915 GARRETT RD, DURHAM, NC 27707-2405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2004 · Amount on File
Deed Sale	Aug 27, 2004 · Amount on File
Prior Sale	Jul 19, 2001 · Amount on File
Deed Book / Page	4522 / 697
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3915 GARRETT RD, DURHAM, NC 27707-2405
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097950164
Date	Oct 5, 2022
Book Page	9795/164
Instrument	2022039207

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27707

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3915 GARRETT RD, DURHAM, NC 27707-2405
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095960333
Date	Jan 25, 2022
Book Page	9596/333
Instrument	2022003206

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3915 GARRETT RD, DURHAM, NC 27707-2405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083150136
Date	Nov 27, 2017
Book Page	8315/136
Instrument	2017041366

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27707

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3915 Garrett Rd was $4,030, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,030.00 (+2.52%)	$396,570 (-) Land $148,980 Building $247,590	$396,570 (-) Land $148,980 Building $247,590
2025	$3,931.00	$396,570 Land $148,980 Building $247,590	$396,570 Land $148,980 Building $247,590
2023	$3,113.00 (+2.33%)	$237,719 Land $46,920 Building $190,799	$237,719 Land $46,920 Building $190,799
2022	$3,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3915 Garrett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3915 Garrett Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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