3915 E 187th St, Belton, MO 64012 Property Records

Cass County property record for 3915 E 187th St, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3,900 sqft · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,857 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-08-27-000-000-012.001`

Property Details

APN / Parcel Number

Primary APN	`05-08-27-000-000-012.001`
Alternative APN	`1283301`

Interior

Stories	1 Story
Building Area	3,900 sqft Living Area
Attic	Attic
Attic Area	1,950 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	1283301
Street Address	3915 E 187TH ST
City	BELTON
State	MO
Zip	64012-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN SPRINGS ESTATES LOT 9
Legal Subdivision	TWIN SPRINGS EST
Legal Lot Number	9
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3005
Census Tract	61001

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3915 E 187TH ST, BELTON, MO 64012-8913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF ODESSA
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ODESSA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018
Deed Sale	Mar 29, 2018
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	May 14, 2026
Property Address	3915 E 187TH ST, BELTON, MO 64012-8913
Document Number	0000784258
Book / Page	5300 / 117
Instrument Date	Apr 3, 2026
Instrument	2026784258
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 E 187TH ST, BELTON, MO 64012-8913

Mortgage

Document Number	0000784258,
Date	May 14, 2026
Book Page	5300/117
Instrument	2026784258

Lender

Name	BANK OF ODESSA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	3915 E 187TH ST, BELTON, MO 64012-8913
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12330 CHARLOTTA ST, KANSAS CITY, MO 64146-1123

Mortgage

Document Number	004406/097
Date	Sep 19, 2019
Book Page	4406/097
Instrument	651960

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,857.00 (+224.61%)	$83,460 (+9.84%) Land $8,940 Building $74,520	$439,230 (+9.84%) Land $47,030 Building $392,200
2023	$4,885.00 (+3,600.76%)	$75,980 (+9.12%) Land $8,120 Building $67,860	$399,880 (+9.12%) Land $42,750 Building $357,130
2022	$132.00	$69,630 Land $8,120 Building $61,510
2021			$366,460 Land $42,750 Building $323,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 2 serves 4,650 people · EPA ID MO1024114
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Dec 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
KC Web Fixed Wireless	200 / 200

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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