3915 Cherry Ave, Birmingham, AL 35214 Property Records

Jefferson County property record for 3915 Cherry Ave, Birmingham, AL 35214

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,772 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Oct 2007)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-00-23-3-000-017.001`

Property Details

APN / Parcel Number

Primary APN	`15-00-23-3-000-017.001`
Alternative APNs	`15233000017001RR00` `435900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,772 sqft Living Area
Gross Area	4,074 sqft
1st Floor Area	1,470 sqft
Upper Floors Area	1,302 sqft
Basement Area	1,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	560 sqft
Gazebo	82 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	435900
Street Address	3915 CHERRY AVE
City	BIRMINGHAM
State	AL
Zip	35214-1092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I3
Legal Description	COM SW COR OF SE 1/4 OF SW 1/4 SEC 23 TP 16 R 4W TH E 100 FT TO POB TH CONT E 260 FT TH N 420 FT TH W 154.7 FT TH S 210.1 FT TH W 104.8 FT TH S 210 FT TO POB
Legal Range	04W
Legal Township	16S
Legal Section	23
Jurisdiction	JEFFERSON AL
Township / Civil Division	BROOKSIDE
Census Block Group	3
Census Block	3060
Census Tract	11600

Owner

Source: Jefferson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST CREDIT UNION
Sep 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FEDERAL CREDIT UNION
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FEDERAL CREDIT UNION
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2007 · Amount on Record
Deed Sale	Oct 16, 2007 · Amount on Record
Deed Book / Page	200715 / 24519
Prior Transfer Date	Sep 7, 2007
Prior Transfer Doc	200715/24519
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	Oct 5, 2026
Property Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092
Document Number	0000091179
Instrument Date	Sep 28, 2026
Instrument	202691179
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092

Mortgage

Document Number	0000091179,
Date	Oct 5, 2026
Instrument	202691179

Lender

Name	AMERICAS FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092

Mortgage

Document Number	0000085094
Date	Sep 16, 2025
Instrument	2025085094

Lender

Name	AMERICAS FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092

Mortgage

Document Number	0000077833
Date	Jul 20, 2022
Instrument	2022077833

Lender

Name	AMERICAS FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 CHERRY AVE, BIRMINGHAM, AL 35214-1092

Mortgage

Document Number	0000028003
Date	Mar 28, 2019
Instrument	2019028003

Lender

Name	AMERICAS FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Graysville City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00 Homeowner's exemption	$22,080 (-)	$220,700 (-) Land $18,200 Building $202,500
2024	$1,234.00 (+28.01%)
2023		$22,080 Land $1,821 Building $20,259	$220,700 Land $18,200 Building $202,500
2022	$964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1979–2003)
Claims Outside the SFHA	2 of 25
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 10 claims Severe Storms And Flooding, Mar 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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