3915 Arthur Ave, Jay, FL 32565 Property Records

Santa Rosa County property record for 3915 Arthur Ave, Jay, FL 32565 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	1,104 sqft Living Area
Lot Size	28,096 sqft (0.645 acres)
Occupancy	Owner Occupied
Last Sale	$189,000 (2023)
Tax Bill	$2,241.00 (2024)

Owner

Source: Santa Rosa County records · APN 40-5N-29-0000-02800-0000

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3915 ARTHUR AVE, JAY, FL 32565-3114
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Doc Number	20237166
Deed Book / Page	4368 / 1257
Record Refreshed	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 21, 2023
Property Address	3915 ARTHUR AVE, JAY, FL 32565-3114
Document Number	0043681257
Book / Page	4368 / 1257
Instrument Date	Feb 21, 2023
Instrument	202307166
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 964, JAY, FL 32565-0964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ARTHUR AVE, JAY, FL 32565-3114

Mortgage

Document Number	0043681260
Date	Feb 21, 2023
Instrument	4368/1260

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Jay Town
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,998 (+6.08%) Land $25,220 Building $123,778	$148,998 (+6.08%) Land $25,220 Building $123,778
2024	$2,241.00 (+300.18%)	$140,457 (+125.59%) Land $19,400 Building $121,057	$140,457 (+3.42%) Land $19,400 Building $121,057
2023	$560.00 (-1.75%) Homeowner's exemption	$62,261 (-1.64%)	$135,810 (+9.97%) Land $19,400 Building $116,410
2022	$570.00 Homeowner's exemption	$63,301	$123,494 Land $13,580 Building $109,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`40-5N-29-0000-02800-0000`
Alternative APN	`N295400000028000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,104 sqft Living Area
Gross Area	1,695 sqft Gross Area
1st Floor	1,104 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	28,096 sqft (0.645 acres)
Depth X Width	145 ft x 194 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	336 sqft Garage
Shed	1 Shed
Shed Area	1 sqft Shed
Porch Area	255 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3915 ARTHUR AVE
City	JAY
State	FL
Zip	32565-3114
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	*OLD DESCRIPTION AS PER DEEDS: COM AT SW CORN OF E H HOLMES GRANT THN N 583 FT THN E 99 FT FOR POB THN E 94 FT TO YANCY'S LOT THN S 145 FT THN W 94 FT THN N 145 FT TO POB PARCEL 1 & PARCEL 2 DES AS FOLLS: COM AT SW CORN OF E H HOLMES GRANT THN E 440
Legal Range	29W
Legal Township	5N
Legal Section	40
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Minor Civil Division	JAY
Census Blockgroup	1
Census Block	1039
Census Tract	10200