Montgomery County property record for 3915 Adams Dr, Silver Spring, MD 20902 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,765 sqft · built 1955 |
| Lot Size | 0.207 acres (9,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,770 (May 2018) |
| Tax Bill | $5,687 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01285551 |
| Primary APN | 13-01285551 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,765 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,003 sqft (0.207 acres) |
| Deck Area | 620 sqft |
|---|---|
| Patio Area | 644 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01285551 |
|---|---|
| Street Address | 3915 ADAMS DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONNECTICUT AVENUE H ILLS |
| Legal Subdivision | CONN AVE HILLS |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 703502 |
Source: Montgomery County records · APN 13-01285551
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3915 ADAMS DR, SILVER SPRING, MD 20902-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 25, 2018 | Deed, Transfer · ARM FULTON BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on Record |
| Deed Sale | May 25, 2018 · Amount on Record |
| Prior Sale | Jul 24, 2013 · Amount on Record |
| Deed Book / Page | 56080 / 224 |
| Prior Transfer Date | May 20, 2008 |
| Prior Transfer Doc | 116040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3915 ADAMS DR, SILVER SPRING, MD 20902-2307 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0630500172 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 63050/172 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 25, 2018 |
| Property Address | 3915 ADAMS DR, SILVER SPRING, MD 20902-2307 |
| Document Number | 0560800224 |
| Book / Page | 56080 / 224 |
| Map Reference | MB42 PL3108 |
| Instrument Date | May 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,909.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3915 ADAMS DR, SILVER SPRING, MD 20902-2307 |
| Document Number | 0056080231 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 56080/231 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jun 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,200 (+5.2%) | $533,300 (-) Land $228,000 Building $305,300 | |
| 2025 | $5,687.00 (-5.26%) | $483,100 (+5.48%) | $533,300 (+16.44%) Land $228,000 Building $305,300 |
| 2024 | $6,003.00 (+21.15%) | ||
| 2023 | $458,000 Land $228,000 Building $230,000 | $458,000 Land $228,000 Building $230,000 | |
| 2022 | $4,955.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317035021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014, rainfall accumulation |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Rock Creek Woods Historic District listed 2004 · 74 contributing resources · NRIS 04001354 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 584 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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