Cape May County and Avalon Borough property record for 3915 4th Ave, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 1,664 sqft · built 1994 |
| Lot Size | 0.126 acres (5,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Aug 2002) |
| Tax Bill | $4,594 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00039-05-00089-01-C-A |
| Primary APN | 01-00039-05-00089-01-C-A |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,664 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,501 sqft (0.126 acres) |
| Street Address | 3915 4TH AVE, A |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | 89.02,89.03,89.04 |
| Legal Subdivision | FOURTH AVE CONDO |
| Legal Block | 39.5 |
| Legal Lot Number | 89.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20902 |
3915 4th Ave is owned by two individuals who bought it in August 2002.
Source: Cape May County and Avalon Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 527 N 7TH AVE, ROYERSFORD, PA 19468-3308 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 14, 2021 | Deed of Trust, Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2002 · Amount on File |
| Deed Sale | Aug 27, 2002 · Amount on File |
| Deed Book / Page | 2980 / 754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 3915 4TH AVE, AVALON, NJ 08202-1604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000041169 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 6454/426 |
| Instrument | 2021041169 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 3915 4TH AVE, AVALON, NJ 08202-1604 |
| Document Number | 0063820054 |
| Instrument Date | Apr 14, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3915 4TH AVE AVALON NJ 082021604, AVALON, NJ 08202-1604 |
| Document Number | 0063820054 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 006382/000054 |
| Instrument | 20655 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 25, 2051 |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,300 (-) Land $500,000 Building $248,300 | $748,300 (-) Land $500,000 Building $248,300 | |
| 2025 | $748,300 Land $500,000 Building $248,300 | $748,300 Land $500,000 Building $248,300 | |
| 2024 | $4,594.00 | ||
| 2023 | $748,300 (-) Land $500,000 Building $248,300 | $748,300 (-) Land $500,000 Building $248,300 | |
| 2022 | $4,250.00 (+3.84%) | $748,300 Land $500,000 Building $248,300 | $748,300 Land $500,000 Building $248,300 |
| 2021 | $4,093.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3915 4th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 692 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,308 units insured incl. 616 condo units |
| Nearby Flood Claims | 932 (1979–2026) |
| Claims Outside the SFHA | 3 of 932 |
| Most Recent Claim | Feb 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3915 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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