3915 48th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3915 48th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,290 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Nov 2022)
Tax Bill	$5,242 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-030-010-00`

Property Details

APN / Parcel Number

Primary APN	`18-030-010-00`
Alternative APN	`03-18-030-010-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,290 sqft Living Area
1st Floor Area	1,169 sqft
Basement Area	1,169 sqft
Unfinished Basement	1,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3915 48TH ST
City	HAMILTON
State	MI
Zip	49419-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RURAL
Legal Description	BEG ON W SEC LIN 384.39 FT N OF W 1/4 POST TH N 230' TH S 87 DEG E 190' TH S 230' TH N 87 DEG W 190' TO BEG SEC 30 T4N R14W
Legal Range	14W
Legal Township	04N
Legal Section	30
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	1
Census Block	1034
Census Tract	30301

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3915 48TH ST, HAMILTON, MI 49419-9037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CREDIT UNION
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 19, 2022	Intrafamily Transfer, Transfer
Jul 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	202221045
Deed Book / Page	4812 / 949
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	004780/753
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Aug 11, 2026
Property Address	3915 48TH ST, HAMILTON, MI 49419-9037
Document Number	0000013524
Book / Page	5164 / 922
Instrument Date	Aug 6, 2026
Instrument	202613524
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 48TH ST, HAMILTON, MI 49419-9037

Mortgage

Document Number	0000013524,
Date	Aug 11, 2026
Book Page	5164/922
Instrument	202613524

Lender

Name	ARBOR FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2046

Interest

Rate Type	Adjustable Rate
Rate	8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 2, 2022
Property Address	3915 48TH ST, HAMILTON, MI 49419-9037
Document Number	004812/949
Book / Page	4812 / 949
Instrument Date	Oct 26, 2022
Instrument	2022021045
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2838 W US 23 HWY, 2838, CHEBOYGAN, MI 49721-9339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 W 21ST ST, HOLLAND, MI 49423-4738

Mortgage

Document Number	0004812952
Date	Nov 2, 2022
Instrument	4812-952

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jul 19, 2022
Property Address	3915 48TH ST, HAMILTON, MI 49419-9037
Document Number	004780/753
Book / Page	4780 / 753
Instrument Date	Jul 19, 2022
Instrument	2022014300
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 48TH ST, HAMILTON, MI 49419-9037

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jul 19, 2022
Property Address	3915 48TH ST, HAMILTON, MI 49419-9037
Document Number	004780/755
Book / Page	4780 / 755
Instrument Date	Jul 19, 2022
Instrument	2022014301
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3915 48TH ST, 3915, HAMILTON, MI 49419-9037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 48TH ST, HAMILTON, MI 49419-9037

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,700 (+8.67%) Land $30,800 Building $150,900	$363,400 (+8.67%) Land $61,600 Building $301,800
2025	$5,242.00 (+1%) Homeowner's exemption	$167,200 (+4.89%) Land $23,300 Building $143,900	$334,400 (+4.89%) Land $46,600 Building $287,800
2024	$5,190.00 (+110.21%)
2023		$159,400 Land $20,900 Building $138,500	$318,800 Land $41,800 Building $277,000
2022	$2,469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: 123.NET.

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