3914 Trace Dr W, Wilson, NC 27893 Property Records

Wilson County property record for 3914 Trace Dr W, Wilson, NC 27893

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,632 sqft · built 2002
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on Record
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3702-70-0839.000`

Property Details

APN / Parcel Number

Primary APN	`3702-70-0839.000`
Alternative APNs	`3702700839` `1123262`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,632 sqft Heated Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,024 sqft (0.299 acres)
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3914 TRACE DR W
City	WILSON
State	NC
Zip	27893-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR6
Legal Description	3914 TRACE DR W L28S4 WLKRS TRC 1.00LT
Legal Subdivision	FINAL PLAT SECTION FOUR WALKERS TRACE
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	2
Census Block	2032
Census Tract	402

Owner

Source: Wilson County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3914 TRACE DR W, WILSON, NC 27893-8428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2007	Deed of Trust, Mortgage · Conventional Mortgage INTEGRATED MORTGAGE STRATEGIES LTD
Jul 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Feb 25, 2010	Special Warranty Deed, Transfer · FHA Mortgage UNION MORTGAGE GROUP INC
Oct 21, 2005	Special Warranty Deed, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2021
Transfer Doc	002908/520
Record Updated	Sep 20, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	3914 TRACE DR W, WILSON, NC 27893-8428
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002227/592
Date	Jan 31, 2007
Book Page	2227/592
Instrument	2007-00001099

Lender

Name	INTEGRATED MORTGAGE STRATEGIES LTD
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2037

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILSON NC
Recording Date	Jul 16, 2021
Property Address	3914 TRACE DR W, WILSON, NC 27893-8428
Document Number	002908/520
Book / Page	2908 / 520
Map Reference	MB 31 PG 104
Instrument Date	Jul 12, 2021
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 TRACE DR W, WILSON, NC 27893-8428

Mortgage

Document Number	0002908522
Date	Jul 16, 2021
Instrument	2908/522

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2010: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Feb 25, 2010
Property Address	3914 TRACE DR W, WILSON, NC 27893-8428
Document Number	002397/503
Book / Page	2397 / 503
Map Reference	MB31 PG104
Instrument Date	Feb 25, 2010
Instrument	2010-00001230
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 TRACE DR W, WILSON, NC 27893-8428

Mortgage

Document Number	002397/505
Date	Feb 25, 2010
Book Page	2397/505
Instrument	2010-00001231

Lender

Name	UNION MORTGAGE GROUP INC
Type	Mortgage Company
Address	ANNANDALE, VA 22003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2040

October 2005: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Oct 21, 2005
Property Address	3914 TRACE DR W, WILSON, NC 27893-8428
Document Number	002137/311
Book / Page	2137 / 311
Map Reference	MB 31 PG 104
Instrument Date	Oct 20, 2005
Instrument	2005-00004824
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 TRACE DR W, WILSON, NC 27893-8428

Mortgage

Document Number	200500004825
Date	Oct 21, 2005
Instrument	2005-00004825

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	9%
Type Change Date	Nov 1, 2008
Change Frequency	6 Months
Min Rate At Change	9%
Max Rate At Change	12%
Index	6-Month LIBOR
Max Rate	15%

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,158 (-) Land $45,000 Building $300,158	$345,158 (-) Land $45,000 Building $300,158
2025	$3,866.00	$345,158 (-) Land $45,000 Building $300,158	$345,158 (-) Land $45,000 Building $300,158
2024	$3,866.00	$345,158 Land $45,000 Building $300,158	$345,158 Land $45,000 Building $300,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	5 (2016–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Greenlight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

3914 Trace Dr W, Wilson, NC 27893 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2010: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2005: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Trace Dr W

Nearby Streets

Search Property Records by Address or Parcel Number