3914 Teak Ln, Bartow, FL 33830 Property Records

Polk County property record for 3914 Teak Ln, Bartow, FL 33830

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.247 acres (10,777 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Jul 2026)
Tax Bill	$136 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-32-363432-003380`

Property Details

APN / Parcel Number

Primary APN	`25-29-32-363432-003380`
Alternative APN	`322925363432003380`

Exterior

Lot Area	10,777 sqft (0.247 acres)

Location & Zoning

Street Address	3914 TEAK LN
City	BARTOW
State	FL
Zip	33830-6082
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	GROVE AT STUART CROSSING PHASES 2A 2B AND 3 PB 216 PGS 31-41 LOT 338
Legal Subdivision	GROVE AT STUART CROSSING PHASES 2A 2B AN
Legal Lot Number	338
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1070
Census Tract	14803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3914 TEAK LN, BARTOW, FL 33830-6082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Document Number	2026184339
Deed Book / Page	14098 / 922
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2026
Property Address	3914 TEAK LN, BARTOW, FL 33830-6082
Document Number	0000184339
Book / Page	14098 / 922
Instrument Date	Jul 28, 2026
Instrument	2026184339
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255,934.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 TEAK LN, BARTOW, FL 33830-6082

Mortgage

Document Number	0000184340,
Date	Jul 31, 2026
Instrument	2026184340

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,000 (+595.93%) Land $52,000	$52,000 (+595.93%) Land $52,000
2025	$136.00	$7,472 Land $7,472	$7,472 Land $7,472

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20