3914 State Rte 28 E, Greenfield, OH 45123 Property Records

Ross County property record for 3914 State Rte 28 E, Greenfield, OH 45123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1990
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Sep 2017)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-09-105.000`

Property Details

APN / Parcel Number

Primary APN	`02-12-09-105.000`
Alternative APN	`120910`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,316 sqft
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	192 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	120910
Street Address	3914 STATE ROUTE 28 E
City	GREENFIELD
State	OH
Zip	45123-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3914 ST RT 28 E RES .50 AC 12-9-105 0074/0916
Jurisdiction	ROSS OH
Township / Civil Division	BUCKSKIN
Census Block Group	2
Census Block	2031
Census Tract	955700

Owner

3914 State Rte 28 E is owned and occupied by an individual who acquired it in January 2022.

Source: Ross County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3914 STATE ROUTE 28 E, GREENFIELD, OH 45123-8546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jan 24, 2022	Intrafamily Transfer, Transfer
Jan 24, 2022	Certificate of Transfer, Transfer
Jan 10, 2017	Loan Modification, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Prior Sale	Sep 4, 1997
Deed Document Number	20176641
Deed Book / Page	511 / 825
Last Transfer Date	Jan 10, 2022
Transfer Doc	0005575625
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	3914 STATE ROUTE 28 E, GREENFIELD, OH 45123-8546
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005691357
Date	May 18, 2023
Book Page	569/1357
Instrument	202300003162

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	46248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSS OH
Recording Date	Jan 24, 2022
Property Address	3914 STATE ROUTE 28 E, GREENFIELD, OH 45123-8546
Document Number	0005575625
Book / Page	557 / 5625
Instrument Date	Jan 10, 2022
Instrument	202200000635
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 STATE ROUTE 28 E, GREENFIELD, OH 45123-8546

January 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	ROSS OH
Recording Date	Jan 24, 2022
Property Address	3914 STATE ROUTE 28 E, GREENFIELD, OH 45123-8546
Document Number	0005575621
Book / Page	557 / 5621
Instrument Date	Dec 8, 2021
Instrument	202200000634
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 STATE ROUTE 28 E, GREENFIELD, OH 45123-8546

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROSS OH
Property Address	3914 STATE ROUTE 28 E, GREENFIELD, OH 45123-8546
Document Number	0005021770
Book / Page	000502 / 001770
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SVC CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3914 STATE ROUTE 28 E GREENFIELD OH 451238546, GREENFIELD, OH 45123-8546

Mortgage

Document Number	0005021770
Date	Mar 3, 2017
Book Page	000502/001770
Instrument	1497

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3914 State Rte 28 E was $2,003 with a homeowner's exemption, up 24.3% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Buckskin Township
Unified School District	Greenfield Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (+24.26%) Homeowner's exemption	$60,580 (+37.46%) Land $3,140 Building $57,440	$173,070 (+37.44%) Land $8,970 Building $164,100
2024	$1,612.00 (+22.12%) Homeowner's exemption Senior Citizen's exemption	$44,070 (-) Land $3,140 Building $40,930	$125,920 Land $8,970 Building $116,950
2023	$1,320.00 (-1.42%) Homeowner's exemption Senior Citizen's exemption	$44,070 (-) Land $3,140 Building $40,930
2022	$1,339.00 Homeowner's exemption Senior Citizen's exemption	$44,070 Land $3,140 Building $40,930	$125,920 Land $8,970 Building $116,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3914 State Rte 28 E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3914 State Rte 28 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 28 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures