3914 Modesto Dr, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 3914 Modesto Dr, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,109 sqft · built 1955
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Aug 2023)
Tax Bill	$6,076 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`0155-201-23-0000`

Property Details

APN / Parcel Number

Primary APN	`0155-201-23-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
Gross Area	1,509 sqft
1st Floor Area	1,109 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	115 sqft
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3914 MODESTO DR
City	SAN BERNARDINO
State	CA
Zip	92404-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4542 LOT 3 TR NO 4542 LOT 3 EX MINERAL RIGHTS WITHOUT SURFACE ENTRY
Legal Subdivision	TRACT NO 4542
Legal Tract	4542
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3009
Census Tract	6101

Owner

3914 Modesto Dr is owned and occupied by two individuals who bought it in August 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3914 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EQUITY SMART HOME LOANS INC
Oct 12, 2021	Intrafamily Transfer, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Apr 26, 2016 · Amount on File
Deed Document Number	2023187247
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0000464308
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 1, 2023
Property Address	3914 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000187247
Map Reference	MB 57 PG 46
Instrument Date	Jul 6, 2023
Instrument	2023-0187247
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3914 MODESTO DR, SAN BERNARDINO, CA 92404-1947

Mortgage

Document Number	0000187248
Date	Aug 1, 2023
Instrument	2023-0187248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 12, 2021
Property Address	3914 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000464309
Map Reference	MB 57 PG 46
Instrument Date	Sep 23, 2021
Instrument	2021-0464309
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 MODESTO DR, SAN BERNARDINO, CA 92404-1947

Mortgage

Document Number	0000464310
Date	Oct 12, 2021
Instrument	2021-0464310

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 12, 2021
Property Address	3914 MODESTO DR, SAN BERNARDINO, CA 92404-1947
Document Number	0000464308
Map Reference	MB 57 PG 46
Instrument Date	Sep 23, 2021
Instrument	2021-0464308
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 MODESTO DR, SAN BERNARDINO, CA 92404-1947

Tax Assessment & Valuation

The 2025 property tax bill for 3914 Modesto Dr was $6,076.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$483,786 (+2%) Land $145,136 Building $338,650
2025	$6,076.00 Homeowner's exemption	$474,300 Land $142,290 Building $332,010
2023	$3,687.00 (-0.19%) Homeowner's exemption	$284,456 (+2%) Land $85,337 Building $199,119
2022	$3,694.00 Homeowner's exemption	$278,879 Land $83,664 Building $195,215

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3914 Modesto Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3914 Modesto Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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