3914 Espada Ledge, San Antonio, TX 78222 Property Records

Bexar County property record for 3914 Espada Ledge, San Antonio, TX 78222

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 2014
Lot Size	0.111 acres (4,852 sqft)
Owner	Individual Name on File
Last Sale	$174,300 (Sep 2020)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18239-004-0490`

Property Details

APN / Parcel Number

Primary APN	`18239-004-0490`
Alternative APN	`1205200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	1,835 sqft
1st Floor Area	1,436 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Material	Asphalt
Lot Area	4,852 sqft (0.111 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3914 ESPADA LEDGE
City	SAN ANTONIO
State	TX
Zip	78222-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB 18239 (RIPOSA VITA UT-2A & 5A), BLOCK 4 LOT 49 2014- NEW PER PLAT 9652/164-167 FILED 3-15-2013
Legal Subdivision	NCB 18239 (RIPOSA VITA UT-2A & 5A)
Legal Tract	49
Legal Block	4
Legal Lot Number	49
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO EAST
Census Block Group	4
Census Block	4000
Census Tract	131401

Owner

3914 Espada Ledge is owned and occupied by an individual who bought it in September 2020.

Source: Bexar County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3914 ESPADA LEDGE, SAN ANTONIO, TX 78222-3475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Sep 15, 2020	Vendor's Lien, Transfer · VA Mortgage NETWORK FUNDING LP
Sep 13, 2017	Vendor's Lien, Transfer · FHA Mortgage PILGRIM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Sep 13, 2017 · Amount on File
Deed Document Number	2020215800
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	0000215800
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	3914 ESPADA LEDGE, SAN ANTONIO, TX 78222-3475
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	NOT AVAILABLE, TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233195
Date	Aug 23, 2021
Instrument	20210233195

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Sep 15, 2020
Property Address	3914 ESPADA LEDGE, SAN ANTONIO, TX 78222-3475
Document Number	0000215800
Map Reference	VOL 9652 PG 164-165
Instrument Date	Sep 14, 2020
Instrument	20200215800
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 ESPADA LEDGE, SAN ANTONIO, TX 78222-3475

Mortgage

Document Number	0000215801
Date	Sep 15, 2020
Instrument	20200215801

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Sep 13, 2017
Property Address	3914 ESPADA LEDGE, SAN ANTONIO, TX 78222-3475
Document Number	0000182163
Book / Page	18738 / 2461
Map Reference	VOL9652 PG164&165
Instrument Date	Sep 12, 2017
Instrument	20170182163
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 ESPADA LEDGE, SAN ANTONIO, TX 78222-3475

Mortgage

Document Number	0000182164
Date	Sep 13, 2017
Instrument	20170182164

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3914 Espada Ledge was $2,951 with exemptions applied, down 10.7% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	East Central Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,951.00 (-10.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,110 Land $42,160 Building $182,950	$225,110 Land $42,160 Building $182,950
2024	$3,305.00 (-1.93%)
2023	$3,370.00 (-14.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$229,960 Land $42,160 Building $187,800	$229,960 Land $42,160 Building $187,800
2022	$3,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3914 Espada Ledge in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3914 Espada Ledge has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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