Sarasota County property record for 3913 Waypoint Ave, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,286 sqft · built 2018 |
| Lot Size | 0.171 acres (7,458 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,261 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0148-15-0038 |
| Primary APN | 0148-15-0038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,286 sqft Living Area |
| 1st Floor Area | 2,286 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 7,458 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Porch | Open Porch |
| Porch Area | 519 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3913 WAYPOINT AVE |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | LOT 28, BAYSIDE, PB 49 PG 41 |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 10 |
| Legal Subdivision | BAYSIDE |
| Legal Tract | 3192 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2102 |
3913 Waypoint Ave is owner-occupied and held in a trust since April 2022.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3913 WAYPOINT AVE, OSPREY, FL 34229-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2022 |
| Deed Sale | Apr 4, 2022 |
| Deed Document Number | 2022056732 |
| Prior Transfer Date | Jun 29, 2018 |
| Prior Transfer Doc | 2018087125 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jun 29, 2018 |
| Property Address | 3913 WAYPOINT AVE, OSPREY, FL 34229-2306 |
| Document Number | 0000087125 |
| Map Reference | MB49 PG41-41D |
| Instrument Date | May 13, 2018 |
| Instrument | 2018087125 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,780.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 551 N CATTLEMEN RD STE 200, 551, SARASOTA, FL 34232-6451 |
| Name | Verified Name |
|---|---|
| Address | 3913 WAYPOINT AVE, OSPREY, FL 34229-2306 |
| Document Number | 0000087126 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018087126 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 3913 Waypoint Ave was $5,261 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,261.00 Homeowner's exemption | $494,429 | $797,800 Land $343,500 Building $454,300 |
| 2023 | $5,593.00 (+2.94%) Homeowner's exemption | $466,500 (+3%) | $713,200 (-0.36%) Land $168,400 Building $544,800 |
| 2022 | $5,433.00 Homeowner's exemption | $452,913 | $715,800 Land $153,400 Building $562,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3913 Waypoint Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 174 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 332 condo units |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3913 Waypoint Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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