3913 Saul Ln, Roanoke, VA 24014 Property Records

Roanoke County property record for 3913 Saul Ln, Roanoke, VA 24014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1900
Lot Size	2.99 acres (130,244 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jun 2026)
Tax Bill	$1,740 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090.00-03-03`

Property Details

APN / Parcel Number

Primary APN	`090.00-03-03`
Alternative APNs	`000041542` `09000 3 3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,568 sqft Finished Area
Gross Area	2,685 sqft
1st Floor Area	1,288 sqft
Attic	Attic
Attic Area	280 sqft
Basement Area	511 sqft
Unfinished Basement	511 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	130,244 sqft (2.99 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	270 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000041542
Street Address	3913 SAUL LN
City	ROANOKE
State	VA
Zip	24014-6271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	BACK CREEK
Legal Subdivision	PITZER SAUL BROOKRIDGE
Jurisdiction	ROANOKE VA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2000
Census Tract	31000

Owner

Source: Roanoke County records · APN 090.00-03-03

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3913 SAUL LN, ROANOKE, VA 24014-6271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Apr 17, 2020	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	20265790
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Jun 26, 2026
Property Address	3913 SAUL LN, ROANOKE, VA 24014-6271
Document Number	0000005790
Instrument Date	Jun 23, 2026
Instrument	20265790
Transaction Type	Transfer
Record Updated	Jul 09, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3913 SAUL LN, ROANOKE, VA 24014-6271

Mortgage

Document Number	0000005791,
Date	Jun 26, 2026
Instrument	20265791

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Apr 17, 2020
Property Address	3913 SAUL LN, ROANOKE, VA 24014-6271
Document Number	0000003934
Instrument Date	Apr 16, 2020
Instrument	3934
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3913 SAUL LN ROANOKE VA 24014, ROANOKE, VA 24014

Mortgage

Document Number	3935
Date	Apr 17, 2020
Instrument	3935

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

Source: Roanoke County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,740.00 (+5.07%)	$169,000 (+5.1%) Land $42,000 Building $127,000	$169,000 (+5.1%) Land $42,000 Building $127,000
2025	$1,656.00 (+7.95%)	$160,800 (+11.05%) Land $42,000 Building $118,800
2024			$160,800 (+11.05%) Land $42,000 Building $118,800
2023	$1,534.00	$144,800 Land $40,000 Building $104,800	$144,800 Land $40,000 Building $104,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Most Recent Claim	Oct 2018 · Tropical Storm Michael

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 42 locations within half a mile of this property.

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