3913 Peach Rd, Chattanooga, TN 37406 Property Records

Hamilton County property record for 3913 Peach Rd, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,101 sqft · built 1940
Lot Size	0.447 acres (19,500 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2026)
Tax Bill	$842 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128M A 004`

Property Details

APN / Parcel Number

Primary APN	`128M A 004`
Alternative APN	`0000053525`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,101 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,500 sqft (0.447 acres)
Lot Dimensions	195 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000053525
Street Address	3913 PEACH RD
City	CHATTANOOGA
State	TN
Zip	37406-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 27 JERSEY HEIGHTS PB 10 PG 35
Legal Subdivision	JERSEY HEIGHTS
Legal Lot Number	27
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	11444

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3913 PEACH RD, CHATTANOOGA, TN 37406-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Dec 6, 2019 · Amount on Record
Deed Document Number	202635
Deed Book / Page	14224 / 182
Prior Transfer Date	Oct 30, 2012
Prior Transfer Doc	0000000391
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 12, 2026
Property Address	3913 PEACH RD, CHATTANOOGA, TN 37406-1226
Document Number	0000000035
Book / Page	14224 / 182
Map Reference	MB 10 PG 35
Instrument Date	Mar 4, 2026
Instrument	2026031200035
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	PRECISION TITLE, PRECISION TTL STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3913 PEACH RD, CHATTANOOGA, TN 37406-1226

Mortgage

Document Number	0014224185
Date	Mar 12, 2026
Instrument	14224/185

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$842.00 (-3.66%)	$55,600 (+42.29%)	$222,400 (+42.29%) Land $30,000 Building $192,400
2024	$874.00	$39,075 (-)	$156,300 (-) Land $30,000 Building $126,300
2023	$874.00	$39,075 (-)	$156,300 (-) Land $30,000 Building $126,300
2022	$874.00	$39,075	$156,300 Land $30,000 Building $126,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2003–2011)
Most Recent Claim	Sep 2011 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20