FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3913 OAK VILLA CIR, CARMICHAEL, CA 95608-2161
Mortgage
Document Number
0000000439
Date
Sep 15, 2022
Instrument
2022091500439
Lender
Name
SAFE CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2052
June 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jun 29, 2021
Property Address
3913 OAK VILLA CIR, CARMICHAEL, CA 95608-2161
Document Number
0000000786
Map Reference
MB 89 MAP 14
Instrument Date
Jun 16, 2021
Instrument
202106290786
Transaction Type
Transfer
Record Updated
May 15, 2026
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3913 OAK VILLA CIR, CARMICHAEL, CA 95608-2161
Mortgage
Document Number
0000000787
Date
Jun 29, 2021
Instrument
202106290787
Lender
Name
QUICKEN LOANS LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2051
November 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Nov 21, 2017
Property Address
3913 OAK VILLA CIR, CARMICHAEL, CA 95608-2161
Document Number
1711210886
Instrument Date
Nov 17, 2017
Instrument
1711210886
Transaction Type
Transfer
Record Updated
Nov 30, 2017
Title Company
FIDELITY NATIONAL TITLE
Transaction
Amount
Amount on Record
Tax
$249.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
3913 OAK VILLA CIR CARMICHAEL CA 956082161, CARMICHAEL, CA 95608-2161
October 2017: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
SACRAMENTO CA
Recording Date
Oct 12, 2017
Property Address
3913 OAK VILLA CIR, CARMICHAEL, CA 95608-2161
Document Number
1710121384
Instrument Date
Oct 11, 2017
Instrument
1710121384
Transaction Type
Transfer
Record Updated
Oct 24, 2017
Title Company
ATTORNEY ONLY
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
6036 BROKENFEATHER WAY CITRUS HEIGHTS CA 956218302, CITRUS HEIGHTS, CA 95621-8302
Tax Assessment & Valuation
The 2025 property tax bill for 3913 Oak Villa Cir was $4,535 with a homeowner's exemption, up 1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
San Juan Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$391,584 (+2%)Land $127,344Building $264,240
2025
$4,535.00 (+1%)Homeowner's exemption
$383,907Land $124,848Building $259,059
2024
$4,490.00 (+2.63%)
2023
$4,375.00 (+4.39%)Homeowner's exemption
$369,000Land $120,000Building $249,000
2022
$4,191.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3913 Oak Villa Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3913 Oak Villa Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source
Purchased surface water from several systems
Last State Inspection
Apr 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 2,000
Fidium Fiber Fiber
2,000 / 2,000
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area