Montgomery County property record for 3913 Elby St, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,722 sqft · built 1960 |
| Lot Size | 0.15 acres (6,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Apr 2015) |
| Tax Bill | $4,723 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01288075 |
| Primary APN | 13-01288075 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,511 sqft (0.15 acres) |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01288075 |
|---|---|
| Street Address | 3913 ELBY ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CONN AVE PARK |
| Legal Subdivision | CONN AVE PARK DENITS ADD |
| Legal Block | R |
| Legal Lot Number | 35 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 703401 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3913 ELBY ST, SILVER SPRING, MD 20906-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2015 · Amount on Record |
| Deed Sale | Apr 13, 2015 · Amount on Record |
| Prior Sale | Jul 11, 1997 |
| Deed Book / Page | 50078 / 425 |
| Transfer Doc | 0000096648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3913 ELBY ST, SILVER SPRING, MD 20906-4417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 3913 ELBY ST, SILVER SPRING, MD 20906-4417 |
| Document Number | 0631750272 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 63175/272 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,133 (+2.21%) | $425,800 (+6.64%) Land $180,600 Building $245,200 | |
| 2025 | $4,723.00 (+27.37%) | $399,300 (+11.07%) Land $180,600 Building $218,700 | $399,300 (-) Land $180,600 Building $218,700 |
| 2023 | $359,500 | $399,300 Land $180,600 Building $218,700 | |
| 2022 | $3,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Astound Broadband, T-Mobile.
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