Manitowoc County property record for 3913 Clover Rd, Manitowoc, WI 54220
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Apr 2006) |
| Tax Bill | $3,012 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-013-006-013.00 |
| Primary APN | 14-013-006-013.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 49,223 sqft |
|---|
| Street Address | 3913 CLOVER RD |
|---|---|
| City | MANITOWOC |
| State | WI |
| Zip | 54220-8809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2 OF C S IN V4 P559 NW1/4 NW1/4 |
| Legal Range | 23E |
| Legal Township | 18N |
| Legal Section | 13 |
| Legal Subdivision | NEWTON TOWN |
| Legal Tract | 2 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | NEWTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10500 |
3913 Clover Rd is owned and occupied by two individuals who bought it in April 2006.
Source: Manitowoc County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3913 CLOVER RD, MANITOWOC, WI 54220-8809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Line of Credit BANK FIRST NA |
| Oct 10, 2022 | Intrafamily Transfer, Transfer |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANKFIRST |
| Mar 1, 2019 | Deed of Trust, Mortgage BANKFIRST |
| Sep 4, 2018 | Deed of Trust, Mortgage · Line of Credit BANK FIRST NAT'L |
| Jun 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2006 · Amount on File |
| Deed Sale | Apr 7, 2006 · Amount on File |
| Deed Document Number | 20061006836 |
| Deed Book / Page | 2169 / 162 |
| Prior Transfer Date | Mar 31, 2006 |
| Prior Transfer Doc | 0001006836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 3913 CLOVER RD, MANITOWOC, WI 54220-8809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0003601/84 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 3601/84 |
| Instrument | 1269380 |
| Name | BANK FIRST NA |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Oct 10, 2022 |
| Property Address | 3913 CLOVER RD, MANITOWOC, WI 54220-8809 |
| Document Number | 003527/139 |
| Book / Page | 3527 / 139 |
| Map Reference | DOC 472186 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 1256641 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 3913 CLOVER RD, MANITOWOC, WI 54220-8809 |
| Document Number | 0001217900 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3913 CLOVER RD MANITOWOC WI 542208809, MANITOWOC, WI 54220-8809 |
| Document Number | 0001217900 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 003290/000535 |
| Instrument | 1217900 |
| Name | BANKFIRST |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 26, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 3913 CLOVER RD, MANITOWOC, WI 54220-8809 |
| Document Number | 0001203556 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3913 CLOVER RD MANITOWOC WI 542208809, MANITOWOC, WI 54220-8809 |
| Document Number | 0001203556 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 003204/000150 |
| Instrument | 1203556 |
| Name | BANKFIRST |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220-0010 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 3913 CLOVER RD, MANITOWOC, WI 54220-8809 |
| Document Number | 0001198176 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3913 CLOVER RD MANITOWOC WI 542208809, MANITOWOC, WI 54220-8809 |
| Document Number | 0001198176 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 003174/000298 |
| Instrument | 1198176 |
| Name | BANK FIRST NAT'L |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Jun 27, 2018 |
| Property Address | 3913 CLOVER RD, MANITOWOC, WI 54220-8809 |
| Document Number | 0001195420 |
| Book / Page | 003158 / 000597 |
| Instrument Date | May 18, 2018 |
| Instrument | 1195420 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 LAKESIDE CT TWO RIVERS WI 542413699, TWO RIVERS, WI 54241-3699 |
The 2025 property tax bill for 3913 Clover Rd was $3,012 with exemptions applied, up 2.3% from the year before.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| County Subdivision | Newton Town |
| Unified School District | Manitowoc School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,012.00 (+2.28%) Homeowner's exemption Additional exemption filed | $249,800 (-) Land $34,700 Building $215,100 | $296,191 Land $41,144 Building $255,047 |
| 2024 | $2,945.00 (+12.79%) | $249,800 (-) Land $34,700 Building $215,100 | |
| 2023 | $2,611.00 (+28.05%) Homeowner's exemption | $249,800 (+65.98%) Land $34,700 Building $215,100 | $250,403 (+25.46%) Land $34,784 Building $215,619 |
| 2022 | $2,039.00 Homeowner's exemption | $150,500 Land $15,100 Building $135,400 | $199,589 Land $20,025 Building $179,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3913 Clover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3913 Clover Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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