Bay County property record for 3913 Cedar Bluff Rd, Southport, FL 32409
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1993 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $188 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07585-265-000 |
| Primary APN | 07585-265-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,352 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,477 sqft (0.516 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Deck Area | 48 sqft |
| Patio Area | 1,040 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3913 CEDAR BLUFF RD |
|---|---|
| City | SOUTHPORT |
| State | FL |
| Zip | 32409-4405 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC08 |
| Legal Description | CEDAR BLUFF UNIT 2 112A LOT 169 ORB 1431 P 1744 ORB 2110 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 01 |
| Legal Subdivision | CEDAR BLUFF UNIT 2 |
| Legal Lot Number | 169 |
| Legal Unit | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 201 |
3913 Cedar Bluff Rd, a mobile home, is owned and occupied by two individuals who acquired it in February 2002.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3913 CEDAR BLUFF RD, SOUTHPORT, FL 32409-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2002 |
| Deed Sale | Feb 1, 2002 |
| Deed Document Number | 2002-006564 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3913 Cedar Bluff Rd was $188 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188.00 Homeowner's exemption | $40,210 | $50,788 Land $27,032 Building $23,756 |
| 2023 | $40.00 Homeowner's exemption | $25,645 (+3%) | $31,559 (+22.91%) Land $24,416 Building $7,143 |
| 2022 | $40.00 Homeowner's exemption | $24,898 | $25,676 Land $19,293 Building $6,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3913 Cedar Bluff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1983–2020) |
| Claims Outside the SFHA | 10 of 20 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3913 Cedar Bluff Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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