Lapeer County property record for 3912 Union, Dryden, MI 48428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,264 sqft · built 1792 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,500 (Jun 1996) |
| Tax Bill | $844 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-411-001-00 |
| Primary APN | 044-411-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Flooring | Carpet |
| Year Built | Built 1792 |
|---|---|
| Effective Year Built | Effective 1792 |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3912 UNION |
|---|---|
| City | DRYDEN |
| State | MI |
| Zip | 48428-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAGE |
| Legal Description | VILLAGE OF DRYDEN LOT 1 BLK 11. |
| Legal Subdivision | VILLAGE OF DRYDEN |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | DRYDEN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 341000 |
3912 Union is owned and occupied by two individuals who bought it in June 1996.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3912 UNION, DRYDEN, MI 48428-7731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 1996 · Amount on File |
| Deed Sale | Jun 28, 1996 · Amount on File |
| Deed Book / Page | 959 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3912 UNION, DRYDEN, MI 48428-7731 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 3912 UNION, DRYDEN, MI 48428-7731 |
| Document Number | 0031950212 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 3195/212 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 3912 Union was $844 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Dryden Township |
| Municipality | Dryden Village |
| Unified School District | Dryden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,300 (+7.93%) | $190,600 (+7.93%) | |
| 2025 | $844.00 Homeowner's exemption | $88,300 | $176,600 |
| 2023 | $81,000 | $162,000 | |
| 2022 | $705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3912 Union in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3912 Union is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF DRYDEN serves 1,034 people · EPA ID MI0001870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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