3912 Lakeside Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 3912 Lakeside Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,560 sqft · built 1974
Lot Size	0.652 acres (28,401 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Apr 2022)
Tax Bill	$162 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-035395`

Property Details

APN / Parcel Number

Primary APN	`03-035395`
Alternative APNs	`3035395` `035395`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,560 sqft Total Area
Basement Area	1,326 sqft
Finished Basement	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,401 sqft (0.652 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035395
Street Address	3912 LAKESIDE CT
City	DUNKIRK
State	MD
Zip	20754-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES OF CALVERT
Legal Block	E
Legal Lot Number	24
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING
Apr 11, 2022	Deed, Transfer · VA Mortgage VELLUM MORTGAGE LLC
Aug 27, 2019	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 14, 2018	Grant Deed, Transfer · Construction Mortgage GORDON B & JACK G BANNISTER
Apr 4, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Book / Page	6259 / 626
Last Transfer Date	Jul 24, 2026
Transfer Doc	6950000096
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 17, 2026
Property Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449
Document Number	6950000096
Book / Page	6950 / 96
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449

Mortgage

Document Number	6950000105,
Date	Aug 17, 2026
Book Page	6950/105

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 11, 2022
Property Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449
Document Number	0062590626
Book / Page	6259 / 626
Map Reference	MB JLB 2 FO 128
Instrument Date	Mar 18, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449

Mortgage

Document Number	0006259635
Date	Apr 11, 2022
Instrument	6259/635

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 27, 2019
Property Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449
Document Number	0054210400
Book / Page	5421 / 400
Map Reference	MB JLB 2 FO 128
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449

Mortgage

Document Number	5421409
Date	Aug 27, 2019
Instrument	5421/409

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 14, 2018
Property Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449
Document Number	0052340431
Book / Page	005234 / 000431
Instrument Date	Aug 9, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 REDBUD LN OWINGS MD 207364308, OWINGS, MD 20736-4308

Mortgage

Document Number	52340435
Date	Aug 14, 2018
Book Page	005234/000435

Lender

Name	GORDON B & JACK G BANNISTER

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2019

April 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 4, 2018
Property Address	3912 LAKESIDE CT, DUNKIRK, MD 20754-9449
Document Number	0051670383
Book / Page	005167 / 000383
Instrument Date	May 30, 2017
Transaction Type	Foreclosure
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,467 (+2.39%)	$657,800 (+7.17%) Land $149,800 Building $508,000
2025	$162.00 (-97.17%)	$613,800 (+11.51%) Land $149,800 Building $464,000	$613,800 (-) Land $149,800 Building $464,000
2023	$5,719.00	$550,467	$613,800 Land $149,800 Building $464,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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