3912 E Laurel Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 3912 E Laurel Rd, Chattaroy, WA 99003

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,634 sqft · built 1996
Lot Size	4.85 acres (211,266 sqft)
Owner	Individual Name on Record
Last Sale	$313 (Jan 2026)
Tax Bill	$2,650 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38031.9030`

Property Details

APN / Parcel Number

Primary APN	`38031.9030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,266 sqft
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	156 sqft
Deck Area	366 sqft
Patio Area	366 sqft
Canopy	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3912 E LAUREL RD
City	CHATTAROY
State	WA
Zip	99003-9773
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	03-28-43 W330FT OF E1607.60FT OF N660FT OF NE1/4 EX C LAUREL RD
Legal Range	43
Legal Township	28
Legal Section	03
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1007
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3912 E LAUREL RD, CHATTAROY, WA 99003-9773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE MANAGEMENT LLC
Jan 8, 2026	Intrafamily Transfer, Transfer · VA Mortgage AGAVE HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Feb 2, 2005 · Amount on Record
Deed Document Number	20267463385
Prior Transfer Date	Nov 15, 2025
Prior Transfer Doc	0007463385
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 24, 2026
Property Address	3912 E LAUREL RD, CHATTAROY, WA 99003-9773
Document Number	0007510516
Instrument Date	Aug 11, 2026
Instrument	20267510516
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 E LAUREL RD, CHATTAROY, WA 99003-9773

Mortgage

Document Number	0007510516,
Date	Aug 24, 2026
Instrument	20267510516

Lender

Name	EMORTGAGE MANAGEMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Jan 8, 2026
Property Address	3912 E LAUREL RD, CHATTAROY, WA 99003-9773
Document Number	0007463385
Instrument Date	Nov 15, 2025
Instrument	7463385
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 E LAUREL RD, CHATTAROY, WA 99003-9773

Mortgage

Document Number	0007463386
Date	Jan 8, 2026
Instrument	7463386

Lender

Name	AGAVE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,650.00 (+10.6%)	$326,350 (+12.13%) Land $119,650 Building $206,700	$326,350 (+12.13%) Land $119,650 Building $206,700
2025	$2,396.00 (+6.21%)	$291,050 (-0.84%) Land $96,950 Building $194,100	$291,050 (-0.84%) Land $96,950 Building $194,100
2024	$2,256.00 (-2.42%)	$293,530 (+37.16%) Land $105,030 Building $188,500	$293,530 (+37.16%) Land $105,030 Building $188,500
2023	$2,312.00 (+14.17%)	$214,000 Land $68,100 Building $145,900	$214,000 Land $68,100 Building $145,900
2022	$2,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 64% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: KnightCom.

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