3912 Azalea Trl, Denver, NC 28037 Property Records

Lincoln County property record for 3912 Azalea Trl, Denver, NC 28037

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,207 sqft · built 1996
Lot Size	0.046 acres (2,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2018)
Tax Bill	$1,461 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3695-45-0594`

Property Details

APN / Parcel Number

Primary APN	`3695-45-0594`
Alternative APNs	`166849` `73141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,207 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,004 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	166849
Street Address	3912 AZALEA TRL
City	DENVER
State	NC
Zip	28037-7912
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ELDD R-S
Legal Description	UNIT#4 BLD#1 THE TERRACES
Legal Subdivision	TERRACES
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2015
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3912 AZALEA TRL, DENVER, NC 28037-7912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jun 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Dec 8, 2016 · Amount on Record
Deed Document Number	2018579750
Deed Book / Page	2752 / 98
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3912 AZALEA TRL, DENVER, NC 28037-7912
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 AZALEA TRL, DENVER, NC 28037-7912

Mortgage

Document Number	0000330366
Date	Feb 2, 2024
Book Page	3303/66
Instrument	676667

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2039

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 26, 2018
Property Address	3912 AZALEA TRL, DENVER, NC 28037-7912
Document Number	275298
Book / Page	002752 / 000098
Instrument Date	Jun 25, 2018
Instrument	579750
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3912 AZALEA TRL DENVER NC 280377912, DENVER, NC 28037-7912

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3912 AZALEA TRL, DENVER, NC 28037-7912
Document Number	2685380
Book / Page	002685 / 000380
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3912 AZALEA TRL DENVER NC 280377912, DENVER, NC 28037-7912

Mortgage

Document Number	2685380
Date	Aug 14, 2017
Book Page	002685/000380
Instrument	566632

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,461.00 (+2.31%)	$217,040 (-) Land $31,000 Building $186,040	$217,040 (-) Land $31,000 Building $186,040
2023	$1,428.00	$217,040 Land $31,000 Building $186,040	$217,040 Land $31,000 Building $186,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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