3912 Annapolis Ct, Merced, CA 95348 Property Records

Merced County property record for 3912 Annapolis Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,114 sqft · built 1986
Lot Size	0.171 acres (7,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jul 2022)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`230-191-022-000`

Property Details

APN / Parcel Number

Primary APN	`230-191-022-000`
Alternative APN	`230-191-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	2,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Other
Lot Area	7,445 sqft (0.171 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	178 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	230-191-022
Street Address	3912 ANNAPOLIS CT
City	MERCED
State	CA
Zip	95348-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKBROOK LOT 57
Legal Subdivision	OAKBROOK
Legal Lot Number	57
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1001
Census Tract	1006

Owner

Source: Merced County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL
Jul 25, 2022	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 21, 2021	Correction Deed
Sep 17, 2021	Affidavit of Death of Joint Tenant, Transfer
Jul 2, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Jul 14, 2006 · Amount on Record
Deed Document Number	202227378
Prior Transfer Date	Jul 2, 2021
Prior Transfer Doc	0000029631
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Aug 12, 2026
Property Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134
Document Number	0000021691
Instrument Date	Aug 4, 2026
Instrument	202621691
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134

Mortgage

Document Number	0000021691,
Date	Aug 12, 2026
Instrument	202621691

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 25, 2022
Property Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134
Document Number	0000027378
Map Reference	MB 30 PG 11-14
Instrument Date	Jul 20, 2022
Instrument	2022027378
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134

Mortgage

Document Number	0000027379
Date	Jul 25, 2022
Instrument	2022027379

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	Sep 21, 2021
Property Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134
Document Number	0000042178
Map Reference	MB 30 PG 11-14
Instrument Date	Sep 21, 2021
Instrument	2021042178
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Sep 17, 2021
Property Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134
Document Number	0000041745
Map Reference	MB 30 PG 11-14
Instrument Date	Sep 17, 2021
Instrument	2021041745
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Jul 2, 2021
Property Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134
Document Number	0000029631
Map Reference	MB 30 PG 11-14
Instrument Date	Jul 2, 2021
Instrument	2021029631
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3912 ANNAPOLIS CT, MERCED, CA 95348-2134

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,000 (-1.14%) Land $120,000 Building $348,000
2025	$3,326.00 (+4.99%) Veteran's exemption	$473,382 (+4.04%) Land $109,242 Building $364,140
2024	$3,168.00 (-0.44%)
2023	$3,182.00 (+2.45%) Disabled Person's exemption Veteran's exemption	$455,000 Land $105,000 Building $350,000
2022	$3,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	3 (2002–2026)
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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