3911 Whispering Trails Dr, Hoffman Estates, IL 60192 Property Records

Cook County property record for 3911 Whispering Trails Dr, Hoffman Estates, IL 60192

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,782 sqft · built 1976
Lot Size	0.21 acres (9,158 sqft)
Owner	Individual Name on Record
Tax Bill	$7,920 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-203-005`

Property Details

APN / Parcel Number

Primary APN	`01-25-203-005`
Alternative APN	`01-25-203-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,158 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3911 WHISPERING TRAILS DR
City	HOFFMAN ESTATES
State	IL
Zip	60192-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(POPLAR) (HILLS) (UNIT1) SUB OF SE SEC24 & NE SEC 25-42-09 & PT SEC19-42-10 SEC 25-42-09
Legal Range	09E
Legal Township	42N
Legal Section	25
Legal Subdivision	POPLAR HILLS UNIT1
Legal Block	1
Legal Lot Number	5
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	BARRINGTON
Census Block Group	3
Census Block	3016
Census Tract	804202

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3911 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3911 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1552
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1552

Mortgage

Document Number	0028222140
Date	Oct 9, 2025
Instrument	2528222140

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3911 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1552
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 WHISPERING TRAILS DR, HOFFMAN EST, IL 60192-1552

Mortgage

Document Number	0018212000
Date	Jul 1, 2021
Instrument	2118212000

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 21, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.92%
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3911 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1552
Document Number	2100534085
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3911 WHISPERING TRAILS DR HOFFMAN ESTATES IL 601921552, HOFFMAN ESTATES, IL 60192-1552

Mortgage

Document Number	2100534085
Date	Jan 5, 2021
Instrument	534085

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3911 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1552
Document Number	1903949162
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3911 WHISPERING TRAILS DR HOFFMAN ESTATES IL 601921552, HOFFMAN ESTATES, IL 60192-1552

Mortgage

Document Number	1903949162
Date	Feb 8, 2019
Instrument	3949162

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Barrington Township
Municipality	Hoffman Estates Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 (+27.03%) Land $8,700 Building $38,300	$470,000 (+27.03%) Land $87,000 Building $383,000
2023	$7,920.00 (+3.03%)
2022	$7,687.00 Homeowner's exemption Senior Citizen's exemption	$36,999 Land $7,326 Building $29,673	$369,990 Land $73,260 Building $296,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2008–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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