3911 Tracy Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3911 Tracy Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,614 sqft · built 1917
Lot Size0.068 acres (3,000 sqft)
OwnerCompany Name on File
Last Sale$40,000 (Oct 2016)
Tax Bill$1,590 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN056-34-07-016.00

Property Details

APN / Parcel Number

Primary APN056-34-07-016.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,614 sqft Finished Area
Gross Area2,018 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1917
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.068 acres)
Lot Dimensions100 ft deep x 30 ft wide
Parking Spaces1 Parking Space
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Old Parcel Number0563407016.00
Street Address3911 TRACY AVE
CityCOVINGTON
StateKY
Zip41015-1626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK LOT 183 & PT LOT 184 30'X 100' WS TRACY AVE
Legal SubdivisionSOUTH DINMORE PARK
Legal Lot Number183,184
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1013
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-07-016.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3353 MADISON PIKE, FT WRIGHT, KY 41017-8153
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2016 · Amount on Record
Deed SaleOct 26, 2016 · Amount on Record
Prior SaleJul 28, 2016
Deed Document Number0006015156
Deed Book / Page6015 / 156
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3911 TRACY AVE, COVINGTON, KY 41015-1626
Transaction TypeMortgage
Record UpdatedDec 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900142
DateNov 21, 2023
Book PageKCM 508/676
Instrument23112105900142
Lender
NameFARMERS NATIONAL BANK
TypeBank
AddressLEBANON, KY 40033
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term82 Months
DueSep 15, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,590.00 (-0.5%)$120,000 (-) Land $10,000 Building $110,000$120,000 (-) Land $10,000 Building $110,000
2023$1,598.00$120,000 Land $10,000 Building $110,000$120,000 Land $10,000 Building $110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Tracy Ave

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