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3911 Terrace Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 3911 Terrace Dr, Oxnard, CA 93033

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,950 sqft · built 1978
Lot Size0.149 acres (6,501 sqft)
OwnerCompany Name on File
Last Sale$307,000 (May 2009)
Tax Bill$2,699 (2025)
Deeds & MortgagesMay 2019 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN221-0-192-055

Property Details

APN / Parcel Number

Primary APN221-0-192-055

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,950 sqft Living Area
1st Floor Area938 sqft
2nd Floor Area1,012 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area6,501 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area115 sqft
Deck Area165 sqft
Patio Area165 sqft

Location & Zoning

Street Address3911 TERRACE DR
CityOXNARD
StateCA
Zip93033-6642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT: 246603 LOT: 208 REF: 075MR 062
Legal Subdivision2466-3
Legal Tract246603
Legal Block2
Legal Lot Number208
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group2
Census Block2003
Census Tract4711

Owner

Source: Ventura County records · APN 221-0-192-055

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3911 TERRACE DR, OXNARD, CA 93033-6642
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 30, 2019Deed of Trust, Mortgage · VA Mortgage
PARAMOUNT EQUITY MORTGAGE LLC
Sep 30, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2009 · Amount on Record
Deed SaleMay 29, 2009 · Amount on Record
Prior SaleFeb 07, 1995 · Amount on Record
Deed Document Number200988189
Last Transfer DateMay 22, 2024
Transfer Doc0000033034
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3911 TERRACE DR, OXNARD, CA 93033-6642
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059470
DateMay 30, 2019
Instrument20190530-00059470
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2039

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3911 TERRACE DR, OXNARD, CA 93033-6642
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3911 TERRACE DR, OXNARD, CA 93033-6642

Mortgage

Document Number0000158604
DateSep 30, 2020
Instrument20200930-00158604
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictHueneme Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$402,969 (+2%) Land $201,486 Building $201,483
2025$2,699.00 (-41.91%) Veteran's exemption$395,068 (+4.04%) Land $197,535 Building $197,533
2024$4,646.00 (+6.27%)
2023$4,372.00 (+2.13%) Homeowner's exemption$379,728 Land $189,865 Building $189,863
2022$4,281.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), as of September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: California Internet, Frontier.

Based on FCC filings for 455 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA5610007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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