3911 Seth West Rd, Dover, NC 28526 Property Records

Lenoir County property record for 3911 Seth West Rd, Dover, NC 28526

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,092 sqft · built 1977
Lot Size	2.86 acres (125,017 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Dec 2019)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`456500564743`

Property Details

APN / Parcel Number

Primary APN	`456500564743`
Alternative APN	`21598`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,092 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	125,017 sqft (2.86 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	394 sqft
Canopy	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3911 SETH WEST RD
City	DOVER
State	NC
Zip	28526-9099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1807 3911 SETH WEST RD
Jurisdiction	LENOIR NC
Township / Civil Division	SAND HILL
Census Block Group	1
Census Block	1022
Census Tract	11400

Owner

Source: Lenoir County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3911 SETH WEST RD, DOVER, NC 28526-9099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Dec 20, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	0001873126
Deed Book / Page	1873 / 126
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	3911 SETH WEST RD, DOVER, NC 28526-9099
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019520306
Date	Apr 11, 2022
Book Page	1952/306

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	3911 SETH WEST RD, DOVER, NC 28526-9099
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019120329
Date	Apr 1, 2021
Book Page	1912/329

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Dec 20, 2019
Property Address	3911 SETH WEST RD, DOVER, NC 28526-9099
Document Number	0018730126
Book / Page	1873 / 126
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 SETH WEST RD, DOVER, NC 28526-9099

Mortgage

Document Number	0018730130
Date	Dec 20, 2019
Book Page	1873/130

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Jan 1, 2050
Index	5-Year CMT

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (+18.04%)	$244,434 (+50.08%) Land $37,479 Building $206,955	$244,434 (+50.08%) Land $37,479 Building $206,955
2023	$1,591.00	$162,868 Land $21,480 Building $141,388	$162,868 Land $21,480 Building $141,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	48 (1996–2018)
Claims Outside the SFHA	3 of 48
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 8 claims Hurricane Matthew, Oct 2016 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LENOIR WATER CORP private · serves 15,494 people · EPA ID NC0454025
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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