3911 Ruggle's Rd, Taneytown, MD 21787 Property Records

Carroll County property record for 3911 Ruggle's Rd, Taneytown, MD 21787

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,890 sqft · built 1988
Lot Size3.44 acres (150,108 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Aug 2020)
Tax Bill$4,917 (2026)
Deeds & MortgagesJun 2023 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-027638

Property Details

APN / Parcel Number

Primary APN01-027638
Alternative APNs
  • 1027638
  • 027638

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,890 sqft Total Area
Utility Area393 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area150,108 sqft (3.44 acres)
Garage TypeMixed
Garage Area1,304 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area60 sqft
Deck Area516 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number027638
Street Address3911 RUGGLES RD
CityTANEYTOWN
StateMD
Zip21787-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT - 3.4462 ACS 3911 RUGGLES RD NR PENNA LINE
Legal SubdivisionPENNA LINE
JurisdictionCARROLL MD
Township / Civil Division1, TANEYTOWN
Census Block Group3
Census Block3019
Census Tract501002

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3911 RUGGLES RD, TANEYTOWN, MD 21787-1305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 5, 2020Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Deed Book / Page9791 / 485
Prior Transfer DateApr 25, 2006
Prior Transfer Doc0048500195
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3911 RUGGLES RD, TANEYTOWN, MD 21787-1305
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3911 RUGGLES RD, TANEYTOWN, MD 21787-1305

Mortgage

Document Number0110490419
DateJun 12, 2023
Book Page11049/419
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 14, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateAug 5, 2020
Property Address3911 RUGGLES RD, TANEYTOWN, MD 21787-1305
Document Number0097910485
Book / Page9791 / 485
Instrument DateJul 31, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyASSURANCE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3911 RUGGLES RD, TANEYTOWN, MD 21787-1305

Mortgage

Document Number0009791491
DateAug 5, 2020
Instrument9791/491
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,917.00 (+5%) Homeowner's exemption$444,700 (+5.66%) Land $147,200 Building $297,500$444,700 (-) Land $147,200 Building $297,500
2025$4,683.00 (+11.05%) Homeowner's exemption$420,867 (+12.77%)$444,700 (+19.16%) Land $147,200 Building $297,500
2023$4,217.00 Homeowner's exemption$373,200 Land $147,200 Building $226,000$373,200 Land $147,200 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–2003)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Ruggle's Rd

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