3911 River Rd, Troy, NC 27371 Property Records

Montgomery County property record for 3911 River Rd, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1965
Square Footage	1,533 sqft Finished Area
Lot Size	29,621 sqft (0.68 acres)
Last Sale	$155,000 (2024)
Tax Bill	$495.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`7600 00 06 5413`
Alternative APNs	`1488304` `56672`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,533 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Combination Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	29,621 sqft (0.68 acres)

Utilities and HVAC

Cooling System	None Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1488304
Street Address	3911 RIVER RD
City	TROY
State	NC
Zip	27371-1962
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PERRY LOT 34 & 35 PERRY # 34,35
Legal Lot Number	34-35
Jurisdiction	MONTGOMERY NC
Minor Civil Division	UWHARRIE
Census Blockgroup	2
Census Block	2054
Census Tract	960302

Owner

Source: Montgomery County records · APN 7600 00 06 5413

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 PEE DEE AVE, NORWOOD, NC 28128-6423
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Feb 25, 2011 · Amount on Record
Record Refreshed	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jan 29, 2024
Property Address	3911 RIVER RD, TROY, NC 27371-1962
Document Number	000936/509
Book / Page	936 / 509
Instrument Date	Jan 22, 2024
Instrument	381083
Transaction Type	Transfer
Record Updated	Feb 08, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3911 RIVER RD, TROY, NC 27371-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PEE DEE AVE, NORWOOD, NC 28128-6423

Mortgage

Document Number	0000381084
Date	Jan 29, 2024
Instrument	381084

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Type Change Date	Feb 01, 2029
Change Frequency	5 Years
Min Rate At Change	4.9%
Max Rate At Change	8.9%
Index	5-Year TN
Max Rate	12.9%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00	$80,623 (-) Land $11,220 Building $69,403	$80,623 (-) Land $11,220 Building $69,403
2023		$80,623 Land $11,220 Building $69,403	$80,623 Land $11,220 Building $69,403