3911 Oak Ave, McHenry, IL 60050 Property Records

McHenry County property record for 3911 Oak Ave, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,474 sqft · built 1952
Lot Size0.279 acres (12,176 sqft)
OwnerIndividual Name on File
Last Sale$161,150 (Mar 2016)
Deeds & MortgagesMay 2023 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-35-156-002

Property Details

APN / Parcel Number

Primary APN09-35-156-002

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,474 sqft Living Area
Gross Area2,948 sqft
1st Floor Area1,474 sqft
Basement Area874 sqft

Exterior

Year BuiltBuilt 1952
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area12,176 sqft
Garage Area600 sqft
PorchPorch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3911 OAK AVE
CityMCHENRY
StateIL
Zip60050-5532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0007065 E PT S 132FT N 648FT BLK 1 WATTLES 2ND ADDN MEMO: GETTIG, ANDREW G/MANIORA, JENNI L
Legal Range08E
Legal Township45N
Legal Section35
Legal SubdivisionWATTLES 2ND ADD
Legal Block1
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2008
Census Tract870606

Owner

3911 Oak Ave is owned and occupied by an individual who bought it in March 2016.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3911 OAK AVE, MCHENRY, IL 60050-5532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Mar 10, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2016 · Amount on File
Deed SaleMar 4, 2016 · Amount on File
Prior SaleJan 27, 2016 · Amount on File
Deed Document Number2016R0007065
Record UpdatedJun 7, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3911 OAK AVE, MCHENRY, IL 60050-5532
Transaction TypeMortgage
Record UpdatedJun 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3911 OAK AVE, MCHENRY, IL 60050-5532

Mortgage

Document Number0000012056
DateMay 24, 2023
Instrument2023R0012056
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term323 Months
DueApr 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3911 OAK AVE, MCHENRY, IL 60050-5532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008413
DateMar 10, 2020
Instrument2020R0008413
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$67,965 Land $13,428 Building $54,537$203,895 Land $40,284 Building $163,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3911 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3911 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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