Kenton County property record for 3911 Lloyd Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,215 sqft · built 1967 |
| Lot Size | 0.211 acres (9,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,900 (Jul 2013) |
| Tax Bill | $2,222 (2025) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-12-002.00 |
| Primary APN | 003-40-12-002.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,215 sqft Finished Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,211 sqft (0.211 acres) |
| Lot Dimensions | 149 ft deep x 61.8 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3911 LLOYD AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LLOYD MANOR SEC 4 LOT 72 61.75'X 149.16' IRREG |
| Legal Subdivision | LLOYD MANOR |
| Legal Phase | 4 |
| Legal Lot Number | 72 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 64300 |
3911 Lloyd Ave is owned and occupied by two individuals who bought it in July 2013.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3911 LLOYD AVE, ERLANGER, KY 41018-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2019 | Warranty Deed, Transfer BRANCH BK&TR |
| May 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2013 · Amount on File |
| Deed Sale | Jul 9, 2013 · Amount on File |
| Prior Sale | Jul 18, 2005 · Amount on File |
| Deed Document Number | 201307 09 059 00016 |
| Deed Book / Page | 5212 / 141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 16, 2019 |
| Property Address | 3911 LLOYD AVE, ERLANGER, KY 41018-1637 |
| Document Number | 0000000277 |
| Book / Page | 0C6584 / 000310 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 277 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 310 BERRY ST DAYTON KY 410741033, DAYTON, KY 41074-1033 |
| Document Number | 280 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 0C6584/000312 |
| Instrument | 280 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON-SALEM, NC 27101 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3911 LLOYD AVE, ERLANGER, KY 41018-1637 |
| Document Number | 0000000152 |
| Book / Page | 0C6162 / 000149 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Title Company | BRB TRUST TITLE AGENCY, BRB TR TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 3911 LLOYD AVE ERLANGER KY 410181637, ERLANGER, KY 41018-1637 |
| Document Number | 0000000152 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 0C6162/000149 |
| Instrument | 152 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 17, 2042 |
The 2025 property tax bill for 3911 Lloyd Ave was $2,222.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,500 (-) Land $25,000 Building $143,500 | $168,500 (-) Land $25,000 Building $143,500 | |
| 2025 | $2,222.00 | $168,500 Land $25,000 Building $143,500 | $168,500 Land $25,000 Building $143,500 |
| 2023 | $2,188.00 | $168,500 Land $25,000 Building $143,500 | $168,500 Land $25,000 Building $143,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3911 Lloyd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3911 Lloyd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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