3911 Lloyd Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 3911 Lloyd Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,215 sqft · built 1967
Lot Size0.211 acres (9,211 sqft)
Owner2 Individual Names on File
Last Sale$79,900 (Jul 2013)
Tax Bill$2,222 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN003-40-12-002.00

Property Details

APN / Parcel Number

Primary APN003-40-12-002.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,215 sqft Finished Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,211 sqft (0.211 acres)
Lot Dimensions149 ft deep x 61.8 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3911 LLOYD AVE
CityERLANGER
StateKY
Zip41018-1637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLLOYD MANOR SEC 4 LOT 72 61.75'X 149.16' IRREG
Legal SubdivisionLLOYD MANOR
Legal Phase4
Legal Lot Number72
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2009
Census Tract64300

Owner

3911 Lloyd Ave is owned and occupied by two individuals who bought it in July 2013.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3911 LLOYD AVE, ERLANGER, KY 41018-1637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2019Warranty Deed, Transfer
BRANCH BK&TR
May 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2013 · Amount on File
Deed SaleJul 9, 2013 · Amount on File
Prior SaleJul 18, 2005 · Amount on File
Deed Document Number201307 09 059 00016
Deed Book / Page5212 / 141
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 16, 2019
Property Address3911 LLOYD AVE, ERLANGER, KY 41018-1637
Document Number0000000277
Book / Page0C6584 / 000310
Instrument DateJan 15, 2019
Instrument277
Transaction TypeTransfer
Record UpdatedJan 30, 2019
Title CompanyBRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transaction

AmountAmount on Record
Tax$25.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address310 BERRY ST DAYTON KY 410741033, DAYTON, KY 41074-1033

Mortgage

Document Number280
DateJan 16, 2019
Book Page0C6584/000312
Instrument280
Lender
NameBRANCH BK&TR
TypeBank
AddressWINSTON-SALEM, NC 27101
Agreement
AmountAmount on Record
Term360 Months
DueJan 15, 2049

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3911 LLOYD AVE, ERLANGER, KY 41018-1637
Document Number0000000152
Book / Page0C6162 / 000149
Instrument DateMay 5, 2017
Transaction TypeMortgage
Record UpdatedJun 9, 2017
Title CompanyBRB TRUST TITLE AGENCY, BRB TR TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3911 LLOYD AVE ERLANGER KY 410181637, ERLANGER, KY 41018-1637

Mortgage

Document Number0000000152
DateMay 18, 2017
Book Page0C6162/000149
Instrument152
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueMay 17, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 3911 Lloyd Ave was $2,222.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,500 (-) Land $25,000 Building $143,500$168,500 (-) Land $25,000 Building $143,500
2025$2,222.00$168,500 Land $25,000 Building $143,500$168,500 Land $25,000 Building $143,500
2023$2,188.00$168,500 Land $25,000 Building $143,500$168,500 Land $25,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3911 Lloyd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3911 Lloyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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