Mobile County property record for 3911 Higgins Rd, Mobile, AL 36619 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $109,900 (2018) |
| Tax Bill | $481.00 (2025) |
Source: Mobile County records · APN R023306244000012
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3911 HIGGINS RD, MOBILE, AL 36619-8915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage AMERICAN FINANCING CORP |
| Jul 19, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | May 02, 2006 · Amount on Record |
| Deed Doc Number | 2018042091 |
| Deed Book / Page | 7660 / 1919 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 3911 HIGGINS RD, MOBILE, AL 36619-8915 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000053168 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021053168 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 19, 2018 |
| Property Address | 3911 HIGGINS RD, MOBILE, AL 36619-8915 |
| Document Number | 0000042091 |
| Book / Page | 007660 / 001919 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 42091 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3911 HIGGINS RD MOBILE AL 366198915, MOBILE, AL 36619-8915 |
| Document Number | 42092 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 007660/001921 |
| Instrument | 42092 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2048 |
Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $481.00 (+5.25%) Homeowner's exemption | $8,450 (+4.58%) Land $1,750 Building $6,700 | $84,500 (+4.58%) Land $17,500 Building $67,000 |
| 2024 | $457.00 (+12.84%) Homeowner's exemption | $8,080 (+11.45%) Land $1,680 Building $6,400 | $80,800 (+11.45%) Land $16,800 Building $64,000 |
| 2023 | $405.00 Homeowner's exemption | $7,250 Land $2,030 Building $5,220 | $72,500 Land $20,300 Building $52,200 |
Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Wildfire Risk | Moderate above 67% of the US · above 88% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 418 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R023306244000012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,248 sqft Living Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
| Porch Area | 80 sqft Porch |
| Utility Building | 288 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1471062 |
|---|---|
| Old Parcel Number | R023306244000012 |
| Street Address | 3911 HIGGINS RD |
| City | MOBILE |
| State | AL |
| Zip | 36619-8915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BELLE ISLE UNIT 4 MBK 32 PG 28 #SEC 24 T5S R2W #MP33 06 24 4 000 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | BELLE ISLE |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | MOBILE AL |
| Minor Civil Division | THEODORE |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 7000 |
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